Morris County and Montville Township property record for 44 Bellows Ln, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 2,648 sqft · built 2004 |
| Lot Size | 0.918 acres (39,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Aug 2021) |
| Tax Bill | $13,241 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00042-0000-00006-2 |
| Primary APN | 21-00042-0000-00006-2 |
|---|---|
| Alternative APN |
|
| Building Area | 2,648 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 39,988 sqft (0.918 acres) |
| Street Address | 44 BELLOWS LN |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Subdivision | TOWNSHIP/MONTVILLE |
| Legal Block | 42 |
| Legal Lot Number | 6.2 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40801 |
44 Bellows Ln is owned and occupied by two individuals who bought it in August 2021.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · Line of Credit AIM CU |
| Aug 12, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on File |
| Deed Sale | Aug 12, 2021 · Amount on File |
| Prior Sale | Jul 7, 2004 · Amount on File |
| Deed Document Number | 202168379 |
| Deed Book / Page | 24194 / 1437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 44 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 44 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0246310983 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 24631/983 |
| Instrument | 2023027379 |
| Name | AIM CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Aug 12, 2021 |
| Property Address | 44 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0241941437 |
| Book / Page | 24194 / 1437 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021068379 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | MAIN STREET TITLE AND SETTLEMENT, MAIN STREET TTL & SETMNT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6428 GIDDINGS ST, 6428, RALEIGH, NC 27616-6685 |
| Name | Verified Name |
|---|---|
| Address | 44 BELLOWS LANE, MONTVILLE, NJ 07045 |
| Document Number | 2021068380 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021068380 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,100 (-) Land $175,900 Building $320,200 | $496,100 (-) Land $175,900 Building $320,200 | |
| 2025 | $496,100 Land $175,900 Building $320,200 | $496,100 Land $175,900 Building $320,200 | |
| 2024 | $13,241.00 | ||
| 2023 | $496,100 Land $175,900 Building $320,200 | $496,100 Land $175,900 Building $320,200 | |
| 2022 | $12,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Bellows Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Bellows Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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