52 Bellows Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 52 Bellows Ln, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	1,612 sqft · built 1956
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Nov 2025)
Tax Bill	$6,774 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`21-00041-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`21-00041-0000-00012`
Alternative APN	`210004100012`

Interior

Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Brick
Lot Area	43,560 sqft
Lot Dimensions	498 ft deep x 100 ft wide

Location & Zoning

Street Address	52 BELLOWS LN
City	TOWACO
State	NJ
Zip	07082-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Block	41
Legal Lot Number	12
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	1
Census Block	1007
Census Tract	40801

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	52 BELLOWS LN, TOWACO, NJ 07082-1137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · Conventional Mortgage UNITED LENDING TEAM LLC
Jul 25, 2024	Deed, Transfer SMB REAL ESTATE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jul 25, 2024 · Amount on Record
Deed Document Number	202547130
Deed Book / Page	25011 / 1494
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 12, 2025
Property Address	52 BELLOWS LN, TOWACO, NJ 07082-1137
Document Number	0250111494
Book / Page	25011 / 1494
Instrument Date	Oct 23, 2025
Instrument	2025047130
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KILCO TITLE AGENCY, ICON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,821.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4208 PARK AVE, WEEHAWKEN, NJ 07086-6134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BELLOWS LN, TOWACO, NJ 07082-1137

Mortgage

Document Number	2025047131
Date	Nov 12, 2025
Instrument	2025047131

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 25, 2024
Property Address	52 BELLOWS LN, TOWACO, NJ 07082-1137
Document Number	0247810969
Book / Page	24781 / 969
Instrument Date	Jul 17, 2024
Instrument	2024027807
Transaction Type	Transfer
Record Updated	Aug 9, 2024
Title Company	FORTUNE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 POND HOLLOW RD, SUSSEX, NJ 07461-4515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BELLOWS LANE, MONTVILLE, NJ 07045

Mortgage

Document Number	0247810975
Date	Jul 25, 2024
Book Page	24781/975
Instrument	2024027808

Lender

Name	SMB REAL ESTATE LLC
Type	Non-Lending Institution
Address	TOWACO, NJ 07082

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,200 (+43.1%) Land $145,800 Building $217,400	$363,200 (+43.1%) Land $145,800 Building $217,400
2025		$253,800 (-) Land $145,800 Building $108,000	$253,800 (-) Land $145,800 Building $108,000
2024	$6,774.00 (+3.9%)
2023		$253,800 Land $145,800 Building $108,000	$253,800 Land $145,800 Building $108,000
2022	$6,520.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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