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48 Bellows Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 48 Bellows Ln, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details1,762 sqft · built 1915
Lot Size2.75 acres (119,790 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Jan 2022)
Tax Bill$10,713 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN21-00041-0000-00010

Property Details

APN / Parcel Number

Primary APN21-00041-0000-00010
Alternative APN
  • 210004100010

Interior

Stories1 Story
Building Area1,762 sqft Living Area
1st Floor Area1,762 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeFrame
Lot Area119,790 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address48 BELLOWS LN
CityTOWACO
StateNJ
Zip07082-1137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR120
Legal Block41
Legal Lot Number10
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group1
Census Block1007
Census Tract40801

Owner

48 Bellows Ln is owned and occupied by an individual who bought it in January 2022.

Source: Morris County and Montville Township records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address48 BELLOWS LN, TOWACO, NJ 07082-1137
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2022 · Amount on File
Deed SaleJan 14, 2022 · Amount on File
Prior SaleAug 20, 2007 · Amount on File
Deed Document Number20224912
Deed Book / Page24320 / 1349
Prior Transfer DateApr 30, 2003
Prior Transfer Doc5834000001
Record UpdatedOct 29, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateJan 14, 2022
Property Address48 BELLOWS LN, TOWACO, NJ 07082-1137
Document Number0243201349
Book / Page24320 / 1349
Instrument DateNov 4, 2021
Instrument2022004912
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyTWO RIVERS TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,743.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3379 US HIGHWAY 4618G, 3379, PARSIPPANY, NJ 07054

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 BELLOWS LN, TOWACO, NJ 07082-1137

Mortgage

Document Number2022004913
DateJan 14, 2022
Instrument2022004913
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,400 (-) Land $223,900 Building $177,500$401,400 (-) Land $223,900 Building $177,500
2025$401,400 Land $223,900 Building $177,500$401,400 Land $223,900 Building $177,500
2024$10,713.00
2023$401,400 Land $223,900 Building $177,500$401,400 Land $223,900 Building $177,500
2022$10,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Bellows Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimMay 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Bellows Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		980 / 880
Optimum
Cable · Fiber in parts of the area		940 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bellows Ln

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