Morris County and Montville Township property record for 36 Bellows Ln, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 2,092 sqft · built 1991 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $940,000 (Apr 2026) |
| Tax Bill | $10,986 (2024) |
| Deeds & Mortgages | Jul 2024 Line of Credit Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00042-0000-00005 |
| Primary APN | 21-00042-0000-00005 |
|---|---|
| Alternative APN |
|
| Building Area | 2,092 sqft Living Area |
|---|
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 70,132 sqft |
| Street Address | 36 BELLOWS LN |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Block | 42 |
| Legal Lot Number | 5 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40801 |
Source: Morris County and Montville Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 30, 2024 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Apr 9, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 9, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | Sep 20, 1993 · Amount on Record |
| Deed Document Number | 202615147 |
| Deed Book / Page | 25088 / 41 |
| Prior Transfer Date | Sep 10, 1993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 36 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 36 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0247840029 |
|---|---|
| Date | Jul 30, 2024 |
| Book Page | 24784/29 |
| Instrument | 2024028621 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | TOWACO, NJ 07082 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 9, 2026 |
| Property Address | 36 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0000015147 |
| Book / Page | 25088 / 41 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202615147 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | EVIDENT TITLE AGENCY INC, EVIDENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,940.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 36 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0000015148, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202615148 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 9, 2026 |
| Property Address | 36 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0250880041 |
| Book / Page | 25088 / 41 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202615147 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | EVIDENT TITLE AGENCY INC, EVIDENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,940.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 36 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0000015148, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202615148 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,600 (-) Land $189,500 Building $222,100 | $411,600 (-) Land $189,500 Building $222,100 | |
| 2025 | $411,600 (-) Land $189,500 Building $222,100 | $411,600 (-) Land $189,500 Building $222,100 | |
| 2024 | $10,986.00 (+3.9%) | ||
| 2023 | $411,600 Land $189,500 Building $222,100 | $411,600 Land $189,500 Building $222,100 | |
| 2022 | $10,574.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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