Morris County and Montville Township property record for 42 Bellows Ln, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 3,275 sqft · built 2004 |
| Lot Size | 1.06 acres (46,348 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $837,000 (Feb 2020) |
| Tax Bill | $16,967 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00042-0000-00006-1 |
| Primary APN | 21-00042-0000-00006-1 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,275 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 46,348 sqft |
| Old Parcel Number | 2100042000000006 |
|---|---|
| Street Address | 42 BELLOWS LN |
| City | TOWACO |
| State | NJ |
| Zip | 07082-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Block | 42 |
| Legal Lot Number | 6.1 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40801 |
42 Bellows Ln is owned and occupied by two individuals who bought it in February 2020.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Feb 26, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Sep 21, 2018 | Deed of Trust, Mortgage · Conventional with PMI US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on File |
| Deed Sale | Feb 26, 2020 · Amount on File |
| Prior Sale | Aug 6, 2009 · Amount on File |
| Deed Document Number | 202012417 |
| Deed Book / Page | 23721 / 870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 42 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0239760894 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 42 BELLOWS LN TOWACO NJ 070821137, TOWACO, NJ 07082-1137 |
| Document Number | 0239760894 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 023976/000894 |
| Instrument | 97579 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Feb 26, 2020 |
| Property Address | 42 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0237210870 |
| Book / Page | 023721 / 000870 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 12417 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $837.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 42 BELLOWS LN TOWACO NJ 070821137, TOWACO, NJ 07082-1137 |
| Document Number | 237210875 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 023721/000875 |
| Instrument | 12418 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 42 BELLOWS LN, TOWACO, NJ 07082-1137 |
| Document Number | 0234240923 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 42 BELLOWS LN TOWACO NJ 070821137, TOWACO, NJ 07082-1137 |
| Document Number | 0234240923 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 023424/000923 |
| Instrument | 55119 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,700 (-) Land $183,200 Building $452,500 | $635,700 (-) Land $183,200 Building $452,500 | |
| 2025 | $635,700 Land $183,200 Building $452,500 | $635,700 Land $183,200 Building $452,500 | |
| 2024 | $16,967.00 | ||
| 2023 | $635,700 Land $183,200 Building $452,500 | $635,700 Land $183,200 Building $452,500 | |
| 2022 | $16,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Bellows Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Bellows Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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