43977 Choptank Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 43977 Choptank Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,568 sqft · built 1992
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2018)
Tax Bill	$3,973 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-28-9968-000`

Property Details

APN / Parcel Number

Primary APN	`085-28-9968-000`
Alternative APN	`62 C13 57`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	560 sqft
Basement Area	428 sqft
Finished Basement	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43977 CHOPTANK TER
City	ASHBURN
State	VA
Zip	20147-3942
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	ASHBURN VILLAGE SEC.26 LOT 57 200608110069546 D/G 1295--1668
Legal Subdivision	ASHBURN VILLAGE
Legal Block	2
Legal Lot Number	57
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2002
Census Tract	611014

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43977 CHOPTANK TER, ASHBURN, VA 20147-3942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage A1 MTG GRP LLC
Nov 1, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	201864009
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43977 CHOPTANK TER, ASHBURN, VA 20147-3942
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103160031522
Date	Mar 16, 2021
Instrument	202103160031522

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43977 CHOPTANK TER, ASHBURN, VA 20147-3942
Document Number	20191220079467
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43977 CHOPTANK TER ASHBURN VA 201473942, ASHBURN, VA 20147-3942

Mortgage

Document Number	20191220079467
Date	Dec 20, 2019
Instrument	79467

Lender

Name	A1 MTG GRP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 1, 2018
Property Address	43977 CHOPTANK TER, ASHBURN, VA 20147-3942
Document Number	20181101064009
Instrument Date	Oct 31, 2018
Instrument	64009
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43977 CHOPTANK TER ASHBURN VA 201473942, ASHBURN, VA 20147-3942

Mortgage

Document Number	20181101064010
Date	Nov 1, 2018
Instrument	64010

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,973.00 (+1.85%)	$493,560 (+1.84%) Land $195,000 Building $298,560	$493,560 (+1.84%) Land $195,000 Building $298,560
2025	$3,901.00 (+3.78%)	$484,620 (+12.8%) Land $195,000 Building $289,620	$484,620 (+12.8%) Land $195,000 Building $289,620
2023	$3,759.00	$429,610 Land $170,000 Building $259,610	$429,610 Land $170,000 Building $259,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Choptank Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures