43974 Choptank Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 43974 Choptank Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,426 sqft · built 1991
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2018)
Tax Bill	$4,070 (2026)
Deeds & Mortgages	Nov 2022 Transfer Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085-28-8573-000`

Property Details

APN / Parcel Number

Primary APN	`085-28-8573-000`
Alternative APN	`62 C13 4`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,426 sqft Living Area
1st Floor Area	560 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43974 CHOPTANK TER
City	ASHBURN
State	VA
Zip	20147-3939
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	ASHBURN VILLAGE SEC.26 LOT 4 200811120066888
Legal Subdivision	ASHBURN VILLAGE
Legal Block	2
Legal Lot Number	4
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2002
Census Tract	611014

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43974 CHOPTANK TER, ASHBURN, VA 20147-3939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Intrafamily Transfer, Transfer
Jul 2, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Nov 12, 2008 · Amount on Record
Deed Document Number	201838199
Last Transfer Date	Nov 19, 2022
Transfer Doc	0000063265
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Nov 22, 2022
Property Address	43974 CHOPTANK TER, ASHBURN, VA 20147-3939
Document Number	0000063265
Instrument Date	Nov 19, 2022
Instrument	202211220063265
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43974 CHOPTANK TER, ASHBURN, VA 20147-3939

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 2, 2018
Property Address	43974 CHOPTANK TER, ASHBURN, VA 20147-3939
Document Number	20180702038199
Instrument Date	Jun 28, 2018
Instrument	38199
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43974 CHOPTANK TER ASHBURN VA 201473939, ASHBURN, VA 20147-3939

Mortgage

Document Number	20180702038200
Date	Jul 2, 2018
Instrument	38200

Lender

Name	ATLANTIC COAST MORTGAGE LLC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	20180702038201,
Date	Jul 2, 2018
Instrument	38201

Lender

Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,070.00 (+1.9%)	$505,680 (+1.91%) Land $195,000 Building $310,680	$505,680 (+1.91%) Land $195,000 Building $310,680
2025	$3,994.00 (+1.58%)	$496,200 (+10.42%) Land $195,000 Building $301,200	$496,200 (+10.42%) Land $195,000 Building $301,200
2023	$3,932.00	$449,380 Land $170,000 Building $279,380	$449,380 Land $170,000 Building $279,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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