43979 Choptank Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 43979 Choptank Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,566 sqft · built 1992
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Aug 2022)
Tax Bill	$4,052 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-29-0170-000`

Property Details

APN / Parcel Number

Primary APN	`085-29-0170-000`
Alternative APN	`62 C13 56`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,566 sqft Living Area
1st Floor Area	560 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43979 CHOPTANK TER
City	ASHBURN
State	VA
Zip	20147-3942
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	ASHBURN VILLAGE SEC.26 LOT 56 1148--1877
Legal Subdivision	ASHBURN VILLAGE
Legal Block	2
Legal Lot Number	56
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2002
Census Tract	611014

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43979 CHOPTANK TER, ASHBURN, VA 20147-3942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CITY LENDING INC
Nov 21, 2020	Deed of Trust, Mortgage PENNYMAC
Apr 1, 2019	Warranty Deed, Transfer · VA Mortgage HOME SVGS & TR MTG
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	202247843
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 22, 2022
Property Address	43979 CHOPTANK TER, ASHBURN, VA 20147-3942
Document Number	0000047843
Instrument Date	Aug 17, 2022
Instrument	202208220047843
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	ONE CONQUEST TITLE AND ESCROW, ONE CHOICE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047844
Date	Aug 22, 2022
Instrument	202208220047844

Lender

Name	CITY LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43979 CHOPTANK TER, ASHBURN, VA 20147-3942
Document Number	20201130115608
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43979 CHOPTANK TER ASHBURN VA 201473942, ASHBURN, VA 20147-3942

Mortgage

Document Number	20201130115608
Date	Nov 30, 2020
Instrument	115608

Lender

Name	PENNYMAC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 1, 2019
Property Address	43979 CHOPTANK TER, ASHBURN, VA 20147-3942
Document Number	20190401015448
Instrument Date	Mar 29, 2019
Instrument	15448
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43979 CHOPTANK TER ASHBURN VA 201473942, ASHBURN, VA 20147-3942

Mortgage

Document Number	20190401015449
Date	Apr 1, 2019
Instrument	15449

Lender

Name	HOME SVGS & TR MTG

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43979 CHOPTANK TER, ASHBURN, VA 20147-3942
Document Number	20180924055601
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180924055601
Date	Sep 24, 2018
Instrument	55601

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,052.00 (+6.58%)	$503,450 (+15.85%) Land $195,000 Building $308,450	$503,450 (+15.85%) Land $195,000 Building $308,450
2023	$3,802.00	$434,560 Land $170,000 Building $264,560	$434,560 Land $170,000 Building $264,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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