43975 Choptank Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 43975 Choptank Ter, Ashburn, VA 20147 · Last verified October 2023

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 1,360 sqft · built 1992
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Dec 2008)
Tax Bill	$4,102 (2023)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`085-28-9866-000`

Property Details

APN / Parcel Number

Primary APN	`085-28-9866-000`
Alternative APN	`62/C13/58`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	680 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	/62/C13////58/
Street Address	43975 CHOPTANK TER
City	ASHBURN
State	VA
Zip	20147-3942
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ASHBURN VILL SEC.26 L.58 200812020070378
Legal Subdivision	ASHBURN
Legal Lot Number	58
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2002
Census Tract	611014

Owner

Source: Loudoun County records · APN 085-28-9866-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20167 DAIRY LN, STERLING, VA 20165-2538
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2008 · Amount on Record
Deed Sale	Dec 02, 2008 · Amount on Record
Prior Sale	Jan 09, 2006 · Amount on Record
Deed Document Number	20081202070378
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43975 CHOPTANK TER, ASHBURN, VA 20147-3942
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042333
Date	Sep 03, 2025
Instrument	20250903-0042333

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,102.00	$468,880 Land $173,500 Building $295,380	$468,880 Land $173,500 Building $295,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076110142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.