43970 Choptank Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 43970 Choptank Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,560 sqft · built 1991
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Company Names on Record
Last Sale	$485,000 (Sep 2023)
Tax Bill	$4,138 (2026)
Deeds & Mortgages	Sep 2023 Sale Mar 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`085-28-8369-000`

Property Details

APN / Parcel Number

Primary APN	`085-28-8369-000`
Alternative APN	`62 C13 2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	560 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43970 CHOPTANK TER
City	ASHBURN
State	VA
Zip	20147-3939
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	ASHBURN VILLAGE SEC.26 LOT 2 200502010012410
Legal Subdivision	ASHBURN VILLAGE
Legal Block	2
Legal Lot Number	2
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2002
Census Tract	611014

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	43747 WEBSTER CT, ASHBURN, VA 20147-5819
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC
Jan 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
Nov 2, 2018	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	202338735
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	0000004839
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 26, 2023
Property Address	43970 CHOPTANK TER, ASHBURN, VA 20147-3939
Document Number	0000038735
Instrument Date	Sep 25, 2023
Instrument	202309260038735
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43970 CHOPTANK TER, ASHBURN, VA 20147-3939

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43970 CHOPTANK TER, ASHBURN, VA 20147-3939
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012486
Date	Mar 1, 2022
Instrument	202203010012486

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jan 23, 2020
Property Address	43970 CHOPTANK TER, ASHBURN, VA 20147-3939
Document Number	20200123004839
Instrument Date	Dec 31, 2019
Instrument	4839
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43970 CHOPTANK TER ASHBURN VA 201473939, ASHBURN, VA 20147-3939

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43970 CHOPTANK TER, ASHBURN, VA 20147-3939
Document Number	20191209076430
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43970 CHOPTANK TER ASHBURN VA 201473939, ASHBURN, VA 20147-3939

Mortgage

Document Number	20191209076430
Date	Dec 9, 2019
Instrument	76430

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43970 CHOPTANK TER, ASHBURN, VA 20147-3939
Document Number	20190920056381
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43970 CHOPTANK TER ASHBURN VA 201473939, ASHBURN, VA 20147-3939

Mortgage

Document Number	20190920056381
Date	Sep 20, 2019
Instrument	56381

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Fixed Rate
Rate	3.38%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 2, 2018
Property Address	43970 CHOPTANK TER, ASHBURN, VA 20147-3939
Document Number	20181102064237
Instrument Date	Nov 2, 2018
Instrument	64237
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43970 CHOPTANK TER ASHBURN VA 201473939, ASHBURN, VA 20147-3939

Mortgage

Document Number	20181102064238
Date	Nov 2, 2018
Instrument	64238

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,138.00 (+9.5%)	$514,070 (+19.03%) Land $195,000 Building $319,070	$514,070 (+19.03%) Land $195,000 Building $319,070
2023	$3,779.00	$431,890 Land $170,000 Building $261,890	$431,890 Land $170,000 Building $261,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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