43961 Choptank Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 43961 Choptank Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,548 sqft · built 1992
Lot Size	0.03 acres (1,306 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jan 2016)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	May 2026 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-29-0863-000`

Property Details

APN / Parcel Number

Primary APN	`085-29-0863-000`
Alternative APN	`62 C13 60`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	560 sqft
Basement Area	428 sqft
Finished Basement	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,306 sqft (0.03 acres)
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43961 CHOPTANK TER
City	ASHBURN
State	VA
Zip	20147-3941
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	ASHBURN VILLAGE SEC.26 LOT 60 200712060084716 D/G 200707020050006
Legal Subdivision	ASHBURN VILLAGE
Legal Block	2
Legal Lot Number	60
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2002
Census Tract	611014

Owner

Source: Loudoun County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43961 CHOPTANK TER, ASHBURN, VA 20147-3941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Gift Deed, Transfer OPTIMAR TITLE, OPTIMA TITLE
Sep 2, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2016 · Amount on Record
Deed Sale	Jan 27, 2016 · Amount on Record
Prior Sale	Jul 2, 2007 · Amount on Record
Deed Document Number	20164309
Last Transfer Date	Apr 24, 2026
Transfer Doc	0000023962
Record Updated	Sep 20, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 8, 2026
Property Address	43961 CHOPTANK TER, ASHBURN, VA 20147-3941
Document Number	0000023962
Instrument Date	Apr 24, 2026
Instrument	202623962
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OPTIMAR TITLE, OPTIMA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43961 CHOPTANK TER, ASHBURN, VA 20147-3941

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 2, 2021
Property Address	43961 CHOPTANK TER, ASHBURN, VA 20147-3941
Document Number	202109020093137
Instrument Date	Aug 31, 2021
Instrument	202109020093137
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	OPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SOLUTIONS&ESCR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43961 CHOPTANK TER, ASHBURN, VA 20147-3941

Mortgage

Document Number	202109020093138
Date	Sep 2, 2021
Instrument	202109020093138

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	43961 CHOPTANK TER, ASHBURN, VA 20147-3941
Document Number	20190912054342
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43961 CHOPTANK TER ASHBURN VA 201473941, ASHBURN, VA 20147-3941

Mortgage

Document Number	20190912054342
Date	Sep 12, 2019
Instrument	54342

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,905.00 (+1.53%)	$485,200 (+10.37%) Land $195,000 Building $290,200	$485,200 (+10.37%) Land $195,000 Building $290,200
2023	$3,846.00	$439,610 Land $170,000 Building $269,610	$439,610 Land $170,000 Building $269,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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