4386 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4386 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,583 sqft · built 2019
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$56,900 (Apr 2018)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`86B B 16.00`

Property Details

APN / Parcel Number

Primary APN	`86B B 16.00`
Alternative APNs	`086B B 01600 000` `401121`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,583 sqft Living Area
1st Floor Area	2,583 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Attached
Garage Area	970 sqft
Driveway	Driveway
Porch	Slab
Porch Area	609 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4386 MEMORY LN
City	ADAMS
State	TN
Zip	37010-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:44 PLAT BOOK: F PLAT PAGE: 1122 EQUAL TENANTS IN COMMON SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	44
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4386 MEMORY LN, ADAMS, TN 37010-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Mar 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 25, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	20181161316
Deed Book / Page	1805 / 2534
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0001042626
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4386 MEMORY LN, ADAMS, TN 37010-9501
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2081/2905
Date	Apr 14, 2021
Book Page	2081/2905
Instrument	1310889

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4386 MEMORY LN, ADAMS, TN 37010-9501
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4386 MEMORY LN, TN

Mortgage

Document Number	0001200826
Date	Mar 22, 2019
Book Page	0000001870/0000000320
Instrument	1200826

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4386 MEMORY LN, ADAMS, TN 37010-9501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4386 MEMORY LN, TN

Mortgage

Document Number	0001204303
Date	Apr 22, 2019
Book Page	0000001875/0000002527
Instrument	1204303

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Mar 13, 2019
Property Address	4386 MEMORY LN, ADAMS, TN 37010-9501
Document Number	0001199698
Book / Page	001868 / 001114
Instrument Date	Mar 13, 2019
Instrument	1199698
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4386 MEMORY LN CLARKSVILLE TN 37043, CLARKSVILLE, TN 37043

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY TN
Recording Date	May 25, 2018
Property Address	4386 MEMORY LN, ADAMS, TN 37010-9501
Book / Page	001813 / 001793
Instrument Date	May 22, 2018
Instrument	1165985
Transaction Type	Construction Loan
Record Updated	Jun 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 683 CLARKSVILLE TN 370410683, CLARKSVILLE, TN 37041-0683

Mortgage

Document Number	0001165985
Date	May 25, 2018
Book Page	001813/001793
Instrument	1165985

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 24, 2019

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,943.00	$140,975 (+0.59%)	$563,900 (+0.59%) Land $76,000 Building $487,900
2024	$2,943.00 (+17.44%)	$140,150 (+67.24%)	$560,600 (+67.24%) Land $76,000 Building $484,600
2023	$2,506.00	$83,800 (-)
2022	$2,506.00	$83,800	$335,200 Land $53,500 Building $281,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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