Polk County property record for 439 S Bingham St, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 980 sqft · built 1971 |
| Lot Size | 0.189 acres (8,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Jan 2025) |
| Tax Bill | $2,511 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-12-357710-001110 |
| Primary APN | 25-29-12-357710-001110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Gross Area | 1,292 sqft |
| 1st Floor Area | 980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,246 sqft (0.189 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Lean-To | 80 sqft |
| Utility Building | 72 sqft |
| Street Address | 439 S BINGHAM ST |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | FROEMKES REPLAT PB 30 PG 26 BEG NE COR OF SEC RUN S 922.10 FT S-69 DEG 46 MIN-W 879.25 FT TO POB RUN N 134.40 FT S-69 DEG 46 MIN-W 90.59 FT S 134.40 FT N-69 DEG 46 MIN-E 90.59 FT TO POB LESS ST R/W BEING LOT 10 OF UNREC SURVEY |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | FROEMKES REPLAT |
| Legal Tract | 357710 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14701 |
439 S Bingham St is owned and occupied by two individuals who bought it in January 2025.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 S BINGHAM ST, EAGLE LAKE, FL 33839-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on File |
| Deed Sale | Jan 30, 2025 · Amount on File |
| Prior Sale | Apr 28, 2008 · Amount on File |
| Deed Document Number | 202521957 |
| Deed Book / Page | 13416 / 1640 |
| Prior Transfer Date | Apr 23, 2008 |
| Prior Transfer Doc | 0000072132 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 439 S Bingham St was $2,511 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,435 (+12.17%) Land $44,000 Building $93,435 | $137,435 (-1.54%) Land $44,000 Building $93,435 | |
| 2025 | $2,511.00 Homeowner's exemption | $122,527 | $139,581 Land $44,000 Building $95,581 |
| 2023 | $2,503.00 (+6.51%) | $141,127 (+3.33%) Land $42,000 Building $99,127 | $141,127 (+3.33%) Land $42,000 Building $99,127 |
| 2022 | $2,350.00 | $136,581 Land $35,000 Building $101,581 | $136,581 Land $35,000 Building $101,581 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 S Bingham St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1990–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 S Bingham St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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