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490 S Bingham St, Eagle Lake, FL 33839 Property Records

Polk County property record for 490 S Bingham St, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,472 sqft · built 1967
Lot Size0.441 acres (19,214 sqft)
Owner2 Company Names on Record
Last Sale$76,000 (Jun 2010)
Tax Bill$580 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN25-29-12-359030-006030

Property Details

APN / Parcel Number

Primary APN25-29-12-359030-006030
Alternative APNs
  • 122925359030006030
  • 22925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,472 sqft Living Area
1st Floor Area1,172 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area19,214 sqft (0.441 acres)
Lot Dimensions177 ft deep x 110 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area456 sqft

Exterior Amenities

PorchFlorida Room
Porch Area388 sqft
Patio Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address490 S BINGHAM ST
CityEAGLE LAKE
StateFL
Zip33839-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionREPLAT OF BLKS 1 TO 15 THE TERRACES PB 27 PG 24 IN SEC 6/7 T29 R26 & SEC 12 T29 R25 GROVE 6 BEG AT INTERSECTION OF C/L OF BINGHAM & E LINE OF GROVE 6 TURN S ALONG E LINE 26.87 FT S-68 DEG 30 MIN-W 277.21 FT TO CURVE SWLY ALONG CURVE 28.86 FT TO POB C
Legal Range25E
Legal Township29S
Legal Section12
Legal SubdivisionTERRACES THE REPLAT
Legal Tract359030
Legal Block1-15
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2011
Census Tract14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address490 S BINGHAM ST, EAGLE LAKE, FL 33839-3304
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
GORDON S MILLER
May 4, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2010 · Amount on Record
Deed SaleJun 10, 2010 · Amount on Record
Prior SaleDec 7, 2009
Deed Document Number201091852
Deed Book / Page8155 / 1569
Last Transfer DateApr 20, 2018
Transfer Doc0000096555
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address490 S BINGHAM ST, EAGLE LAKE, FL 33839-3304
Document Number0112311096
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address490 S BINGHAM ST EAGLE LAKE FL 338393304, EAGLE LAKE, FL 33839-3304

Mortgage

Document Number0112311096
DateMay 12, 2020
Book Page011231/001096
Instrument95334
Lender
NameGORDON S MILLER
AddressPO BOX 334, EAGLE LAKE, FL 33839-0334
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3%

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 4, 2018
Property Address490 S BINGHAM ST, EAGLE LAKE, FL 33839-3304
Document Number0104760058
Book / Page010476 / 000058
Instrument DateApr 20, 2018
Instrument96555
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address490 S BINGHAM ST EAGLE LAKE FL 338393304, EAGLE LAKE, FL 33839-3304

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,119 (+2.7%)$181,017 (+0.85%) Land $44,000 Building $137,017
2025$580.00 (-31.68%) Homeowner's exemption$66,328 (+5.99%)$179,495 (-1.02%) Land $44,000 Building $135,495
2023$849.00 (+2.29%) Homeowner's exemption$62,582 (+3%)$181,349 (+5.05%) Land $42,000 Building $139,349
2022$830.00 Homeowner's exemption$60,759$172,635 Land $35,000 Building $137,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1990–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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