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323 S Bingham St, Eagle Lake, FL 33839 Property Records

Polk County property record for 323 S Bingham St, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,144 sqft · built 1971
Lot Size0.189 acres (8,246 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Feb 2022)
Tax Bill$2,857 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-12-357710-001080

Property Details

APN / Parcel Number

Primary APN25-29-12-357710-001080
Alternative APNs
  • 122925357710001080
  • 22925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area8,246 sqft (0.189 acres)
Lot Dimensions100 ft deep x 90 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area56 sqft
Shed1 Shed
Utility Building66 sqft

Location & Zoning

Street Address323 S BINGHAM ST
CityEAGLE LAKE
StateFL
Zip33839-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionFROEMKES REPLAT PB 30 PG 26 BEG NE COR SEC RUN S 922.10 FT S-69 DEG 46 MIN-W 607.48 FT FOR POB RUN N 134.40 FT S-69 DEG 46 MIN-W 90.59 FT S 134.40 FT N- 69 DEG 46 MIN-E 90.59 FT TO POB LESS ST R/W BEING LOT 7 OF UNREC SURVEY
Legal Range25E
Legal Township29S
Legal Section12
Legal SubdivisionFROEMKES REPLAT
Legal Tract357710
Legal Block2
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2006
Census Tract14701

Owner

323 S Bingham St is owned by an individual who bought it in February 2022.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address6890 HAYTER DR, LAKELAND, FL 33813-3582
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2022 · Amount on File
Deed SaleFeb 11, 2022 · Amount on File
Deed Document Number202239183
Deed Book / Page12114 / 1418
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 11, 2022
Property Address323 S BINGHAM ST, EAGLE LAKE, FL 33839-3320
Document Number0000039183
Book / Page12114 / 1418
Instrument DateFeb 3, 2022
Instrument2022039183
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6021 CITRUS HIGHLANDS DR S, 6021, BARTOW, FL 33830-9563

Transferred To (Grantee/Buyer)

NameVerified Name
Address6890 HAYTER CT, LAKELAND, FL 33813-4526

Mortgage

Document Number0121141420
DateFeb 11, 2022
Instrument12114/1420
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 323 S Bingham St was $2,857.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,253 (-1.64%) Land $44,000 Building $98,253$142,253 (-1.64%) Land $44,000 Building $98,253
2025$2,857.00$144,625 Land $44,000 Building $100,625$144,625 Land $44,000 Building $100,625
2023$3,192.00 (+1.2%)$146,603 (+1.56%) Land $42,000 Building $104,603$146,603 (+1.56%) Land $42,000 Building $104,603
2022$3,154.00$144,358 Land $35,000 Building $109,358$144,358 Land $35,000 Building $109,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 S Bingham St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1990–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 S Bingham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

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