461 S Bingham St, Eagle Lake, FL 33839 Property Records

Polk County property record for 461 S Bingham St, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1972
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-357710-001120`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-357710-001120`
Alternative APNs	`122925357710001120` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	113 ft deep x 89 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	48 sqft
Shed	1 Shed
Utility Building	84 sqft

Location & Zoning

Street Address	461 S BINGHAM ST
City	EAGLE LAKE
State	FL
Zip	33839-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FROEMKES REPLAT PB 30 PG 26 BEG NE COR OF SEC RUN S 922.1 FT S 69 DEG 46 MIN W 969.84 FT N 37.30 FT FOR POB CONT N 67 FT W 113.62 FT S 104.58 FT ELY ALONG CURVE 70.01 FT N 69 DEG 46 MIN E 49.83 FT TO POB BEING LOT 24 BLK A OF UNRE S SHORES TERRACE
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	FROEMKES REPLAT
Legal Tract	357710
Legal Block	2
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2006
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 S BINGHAM ST, EAGLE LAKE, FL 33839-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2006
Deed Sale	Jul 17, 2006
Prior Sale	Apr 2, 1998 · Amount on Record
Deed Document Number	2006174194
Deed Book / Page	6872 / 858
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 15, 2026
Property Address	461 S BINGHAM ST, EAGLE LAKE, FL 33839-3308
Document Number	0000142645
Book / Page	14038 / 1352
Instrument Date	Jun 1, 2026
Instrument	2026142645
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 S BINGHAM ST, EAGLE LAKE, FL 33839-3308

Mortgage

Document Number	0000142645,
Date	Jun 15, 2026
Book Page	14038/1352
Instrument	2026142645

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,222 (-1.13%) Land $44,000 Building $116,222	$160,222 (-1.13%) Land $44,000 Building $116,222
2025	$3,202.00 (-10.36%)	$162,055 (-1.73%) Land $44,000 Building $118,055	$162,055 (-1.73%) Land $44,000 Building $118,055
2023	$3,572.00 (+0.06%)	$164,902 (+0.33%) Land $42,000 Building $122,902	$164,902 (+0.33%) Land $42,000 Building $122,902
2022	$3,570.00	$164,363 Land $35,000 Building $129,363	$164,363 Land $35,000 Building $129,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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