301 S Bingham St, Eagle Lake, FL 33839 Property Records

Polk County property record for 301 S Bingham St, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1971
Lot Size	0.189 acres (8,246 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Nov 2012)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-357710-001070`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-357710-001070`
Alternative APNs	`122925357710001070` `22925000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,246 sqft (0.189 acres)
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	24 sqft
Shed	1 Shed
Utility Building	72 sqft

Location & Zoning

Street Address	301 S BINGHAM ST
City	EAGLE LAKE
State	FL
Zip	33839-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FROEMKES REPLAT PB 30 PG 26 BEG NE COR OF SEC RUN S 922.10 FT S-69 DEG 46 MIN-W 516.89 FT TO POB RUN N 134.40 FT S-69 DEG 46 MIN-W 90.59 FT S 134.40 FT N-69 DEG 46 MIN-E 90.59 FT TO POB LESS ST R/W BEING LOT 6 OF UNREC SURVEY
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	FROEMKES REPLAT
Legal Tract	357710
Legal Block	2
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2006
Census Tract	14701

Owner

301 S Bingham St is owned and occupied by an individual who acquired it in September 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	301 S BINGHAM ST, EAGLE LAKE, FL 33839-3320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 19, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2012 · Amount on File
Deed Sale	Nov 9, 2012 · Amount on File
Prior Sale	Jun 14, 2010
Deed Document Number	2012202634
Deed Book / Page	8796 / 783
Last Transfer Date	Sep 14, 2022
Transfer Doc	0000252852
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	301 S BINGHAM ST, EAGLE LAKE, FL 33839-3320
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 S BINGHAM ST, EAGLE LAKE, FL 33839-3320

Mortgage

Document Number	0000065916
Date	Mar 19, 2026
Book Page	13923/1704
Instrument	2026065916

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 19, 2022
Property Address	301 S BINGHAM ST, EAGLE LAKE, FL 33839-3320
Document Number	0000252852
Book / Page	12423 / 801
Instrument Date	Sep 14, 2022
Instrument	2022252852
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 VILLAGE CIR SW, 437, WINTER HAVEN, FL 33880-1616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 S BINGHAM ST, EAGLE LAKE, FL 33839-3320

Tax Assessment & Valuation

The 2025 property tax bill for 301 S Bingham St was $2,060 with a homeowner's exemption, down 15.7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,698 (-1.62%) Land $44,000 Building $101,698	$145,698 (-1.62%) Land $44,000 Building $101,698
2025	$2,060.00 (-15.75%)	$148,092 Land $44,000 Building $104,092	$148,092 Land $44,000 Building $104,092
2024	$2,445.00 (+1.2%)
2023	$2,416.00 (-1.59%) Homeowner's exemption	$150,189 (+1.64%) Land $42,000 Building $108,189	$150,189 (+1.64%) Land $42,000 Building $108,189
2022	$2,455.00	$147,760 Land $35,000 Building $112,760	$147,760 Land $35,000 Building $112,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 S Bingham St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 S Bingham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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