439 Independence Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 439 Independence Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 904 sqft · built 1852
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$115,200 (May 2020)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-120-21-23-0061`

Property Details

APN / Parcel Number

Primary APN	`19-120-21-23-0061`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	717 sqft
Basement Area	645 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1970
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	82.5 ft deep x 132 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	439 INDEPENDENCE AVE N
City	CHAMPLIN
State	MN
Zip	55316-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 034 A CHAMPLIN 132 X 82.5
Legal Range	21
Legal Township	120
Legal Section	19
Legal Quarter	23
Legal Subdivision	CHAMPLIN
Legal Block	34
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1016
Census Tract	26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Nov 15, 2006 · Amount on Record
Deed Document Number	202010784145
Prior Transfer Date	Apr 30, 2020
Prior Transfer Doc	0A10784145
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 7, 2020
Property Address	439 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1353
Document Number	0010784145
Instrument Date	Apr 30, 2020
Instrument	10784145
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 INDEPENDENCE AVE N CHAMPLIN MN 553161353, CHAMPLIN, MN 55316-1353

Mortgage

Document Number	10784146
Date	May 7, 2020
Instrument	10784146

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+2.09%) Homeowner's exemption	$177,200 (-0.06%) Land $84,000 Building $93,200	$177,200 (-0.06%) Land $84,000 Building $93,200
2024	$1,816.00 (+8.61%)	$177,300 (+6.81%) Land $87,000 Building $90,300	$177,300 (+6.81%) Land $87,000 Building $90,300
2023	$1,672.00 Homeowner's exemption
2022		$166,000 Land $78,000 Building $88,000	$166,000 Land $78,000 Building $88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2001–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20