Hennepin County property record for 438 Independence Ave N, Champlin, MN 55316
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | built 1976 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,500,000 (Dec 2022) |
| Tax Bill | $32,306 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-120-21-23-0062 |
| Primary APN | 19-120-21-23-0062 |
|---|
| Units | 36 Units |
|---|---|
| Flooring | Wood |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 38,768 sqft (0.89 acres) |
| Street Address | 438 INDEPENDENCE AVE N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1378 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | LOT 001 BLOCK 035 A CHAMPLIN LOTS 1 AND 2 INCL ADJ 1/2 OF VAC STREETS IRREGULAR |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 19 |
| Legal Quarter | 23 |
| Legal Subdivision | CHAMPLIN |
| Legal Block | 35 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 26903 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 100 TWELVE OAKS CENTER DR STE 100, 100, WAYZATA, MN 55391 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · Line of Credit 21ST CENTURY BANK |
| Dec 29, 2022 | Warranty Deed, Transfer · Commercial Mortgage 21ST CENTURY BANK |
| Dec 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2022 · Amount on Record |
| Deed Document Number | 202211172733 |
| Prior Transfer Date | Aug 4, 2017 |
| Prior Transfer Doc | 0010466508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 438 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1378 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1000 TWELVE OAKS CENTER DR 100, 100, WAYZATA, MN 55391-4704 |
| Document Number | 0A11199687 |
|---|---|
| Date | May 11, 2023 |
| Instrument | A11199687 |
| Name | 21ST CENTURY BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Apr 28, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 29, 2022 |
| Property Address | 438 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1378 |
| Document Number | 0A11172733 |
| Instrument Date | Dec 22, 2022 |
| Instrument | A11172733 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | COMMERCIAL PARTNERS TITLE, COMMERICAL PARTNERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 TWELVE OAKS CENTER DR # 100, 100, WAYZATA, MN 55391 |
| Document Number | 0A11172734 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | A11172734 |
| Name | 21ST CENTURY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 1, 2020 |
| Property Address | 438 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1378 |
| Document Number | 0010877748 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 10877748 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1421 64TH ST SW PEQUOT LAKES MN 564722071, PEQUOT LAKES, MN 56472-2071 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,306.00 (+24.53%) | $2,173,000 (+14.01%) Land $270,000 Building $1,903,000 | $2,173,000 (+14.01%) Land $270,000 Building $1,903,000 |
| 2023 | $25,943.00 | ||
| 2022 | $1,906,000 Land $270,000 Building $1,636,000 | $1,906,000 Land $270,000 Building $1,636,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2001–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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