433 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 433 State St, Schenectady, NY 12305

Property Summary

Property Type	Office Building
Details	183,759 sqft · built 1900
Lot Size	1.4 acres (60,984 sqft)
Owner	Company Name on File
Tax Bill	$9,521 (2021)
Flood Zone	Zone X (minimal risk)
APN	`421500 39.72-2-35.4`

Property Details

APN / Parcel Number

Primary APN	`421500 39.72-2-35.4`
Alternative APN	`42150003907200020351110000`

Interior

Units	30 Units
Stories	5 Stories
Building Area	183,759 sqft Gross Area
Basement Area	24,406 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2008
Lot Area	60,984 sqft (1.4 acres)
Porch	Slab
Porch Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 STATE ST
City	SCHENECTADY
State	NY
Zip	12305-2322
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	05 - COMME
Legal Block	2
Legal Lot Number	35.004
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1010
Census Tract	21001

Owner

Source: Schenectady County and Schenectady City assessment roll, APN 421500 39.72-2-35.4, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	220 HARBORSIDE DR, 300, SCHENECTADY, NY 12305-1065
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,809,320 (-) Land $122,300 Building $16,687,020	$27,834,608 (+30.82%) Land $202,517 Building $27,632,091
2023		$16,809,320 (-) Land $122,300 Building $16,687,020	$21,277,620 (+3.8%) Land $154,810 Building $21,122,810
2022		$16,809,320 Land $122,300 Building $16,687,020	$20,499,171 Land $149,146 Building $20,350,025
2021	$9,521.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 486 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.