434 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 434 State St, Schenectady, NY 12305

Property Summary

Property TypeHotel
Details19,200 sqft · built 1900
Lot Size0.055 acres (2,400 sqft)
OwnerCompany Name on Record
Last Sale$1,450,000 (Mar 2022)
Tax Bill$20,842 (2026)
Deeds & MortgagesMar 2022 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.80-2-8

Property Details

APN / Parcel Number

Primary APN421500 39.80-2-8
Alternative APN
  • 150003908000020080000000

Interior

Stories8 Stories
Building Area19,200 sqft Gross Area
Basement Area2,400 sqft
Unfinished Basement2,400 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1984
Lot Area2,400 sqft (0.055 acres)
Lot Dimensions100 ft deep x 24 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address434 STATE ST
CitySCHENECTADY
StateNY
Zip12305-2300
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Local Zoning Code05 - COMME
Legal Description8 BRICK
Legal Block2
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1011
Census Tract21001

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address434 STATE ST, SCHENECTADY, NY 12305-2300
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2022 · Amount on Record
Deed SaleMar 15, 2022 · Amount on Record
Prior SaleJun 6, 2013 · Amount on Record
Deed Document Number202213441
Deed Book / Page2080 / 611
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 15, 2022
Property Address434 STATE ST, SCHENECTADY, NY 12305-2300
Document Number0000013441
Book / Page2080 / 611
Instrument DateFeb 18, 2022
Instrument202213441
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$5,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 STONERIDGE DR, 7, LOUDONVILLE, NY 12211-2624

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 STATE ST, SCHENECTADY, NY 12305-2300

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,842.00 (+0.82%)
2025$20,673.00 (-38.22%)$480,000 (-4%) Land $60,000 Building $420,000$794,834 (-21.51%) Land $99,354 Building $695,480
2023$800,000 (-) Land $60,000 Building $740,000$1,012,658 (+3.8%) Land $75,949 Building $936,709
2022$800,000 Land $60,000 Building $740,000$975,610 Land $73,171 Building $902,439
2021$33,461.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number