438 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 438 Neptune Ave, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,068 sqft · built 1959
Lot Size0.146 acres (6,347 sqft)
OwnerCompany Name on Record
Last Sale$560,000 (May 1998)
Tax Bill$10,172 (2025)
Flood ZoneZone X (minimal risk)
APN256-282-05-00

Property Details

APN / Parcel Number

Primary APN256-282-05-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,068 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area6,347 sqft (0.146 acres)
View / LotOcean
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address438 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionBLK C LOT 5 TR 001800
Legal SubdivisionSEASIDE GARDEN HEIGHTS
Legal Tract001800
Legal BlockC
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17702

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address730 NEPTUNE AVE, ENCINITAS, CA 92024-2060
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 1998 · Amount on Record
Deed SaleMay 29, 1998 · Amount on Record
Deed Document Number1998319743
Last Transfer DateJul 23, 2004
Transfer Doc0000815047
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$921,766 (+2%) Land $549,820 Building $371,946
2025$10,172.00 (+6.8%)$903,693 (+4.04%) Land $539,040 Building $364,653
2023$9,524.00 (+1.57%)$868,603 Land $518,109 Building $350,494
2022$9,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1993–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Jan 2024 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Neptune Ave

Nearby Streets

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