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451 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 451 Neptune Ave, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage1,480 sqft Living Area
Lot Size5,679 sqft (0.13 acres)
Last Sale$389,000 (1991)
Tax Bill$9,504.00 (2025)

Property Details

APN / Parcel Number

Primary APN256-281-20-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,480 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area5,679 sqft (0.13 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address451 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-2016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK F LOT 25 /EXC S 80 FT/ TR 001800
Legal SubdivisionSEASIDE GARDEN HEIGHTS
Legal Tract001800
Legal BlockF
Legal Lot Number25
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2002
Census Tract17702

Owner

Source: San Diego County records · APN 256-281-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address494 LA VETA AVE, ENCINITAS, CA 92024-2013
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Aug 26, 2020Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Dec 02, 2019Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 1991 · Amount on Record
Deed SaleMar 15, 1991 · Amount on Record
Prior SaleDec 30, 1985 · Amount on Record
Deed Doc Number1991114315
Last Transfer DateSep 09, 2005
Transfer Doc0000818840
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address451 NEPTUNE AVE, ENCINITAS, CA 92024-2016
Transaction TypeMortgage
Record UpdatedJan 05, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000481150
DateDec 28, 2022
Instrument2022-0481150
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address451 NEPTUNE AVE, ENCINITAS, CA 92024-2016
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 NEPTUNE AVE, ENCINITAS, CA 92024-2016

Mortgage

Document Number0000484842
DateAug 26, 2020
Instrument2020-0484842
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address451 NEPTUNE AVE, ENCINITAS, CA 92024-2016
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000267991
DateMay 27, 2020
Instrument2020-0267991
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJun 01, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate9.12%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address451 NEPTUNE AVE, ENCINITAS, CA 92024-2016
Document Number0000572747
Instrument DateDec 02, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyTITLE CONNECT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address451 NEPTUNE AVE ENCINITAS CA 920242016, ENCINITAS, CA 92024-2016

Mortgage

Document Number0000572747
DateDec 09, 2019
Instrument572747
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueDec 08, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$839,227 (+2%) Land $597,927 Building $241,300
2025$9,504.00 (+7.04%)$822,772 (+4.04%) Land $586,203 Building $236,569
2023$8,879.00 (+1.93%) Homeowner's exemption$790,825 Land $563,441 Building $227,384
2022$8,711.00

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