Bergen County and Northvale Borough property record for 430 Andre Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 3,118 sqft · built 1923 |
| Lot Size | 0.623 acres (27,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Apr 2020) |
| Tax Bill | $17,638 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00107-0000-00007 |
| Primary APN | 40-00107-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,118 sqft Living Area |
| 1st Floor Area | 3,118 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 27,125 sqft (0.623 acres) |
| Lot Dimensions | 137 ft deep x 198 ft wide |
| Street Address | 430 ANDRE AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 198X137 1LT (221,22) |
| Legal Subdivision | NORTHVALE |
| Legal Block | 107 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 2200 |
430 Andre Ave is owned and occupied by an individual who bought it in April 2020.
Source: Bergen County and Northvale Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Apr 28, 2020 | Grant Deed, Transfer · Conventional Mortgage ATHAS CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on File |
| Deed Sale | Apr 28, 2020 · Amount on File |
| Prior Sale | Jul 16, 2013 · Amount on File |
| Deed Document Number | 202043700 |
| Deed Book / Page | 3583 / 715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 430 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 430 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0057541494 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 5754/1494 |
| Instrument | 2026019428 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 28, 2020 |
| Property Address | 430 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0035830715 |
| Book / Page | 003583 / 000715 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 20043700 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 ANDRE AVE NORTHVALE NJ 076471327, NORTHVALE, NJ 07647-1327 |
| Document Number | 35830721 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 003583/000721 |
| Instrument | 20043701 |
| Name | ATHAS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | AGOURA HILLS, CA 91301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
The 2025 property tax bill for 430 Andre Ave was $17,638, up 3.9% from the year before.
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $991,500 (+87.08%) Land $552,200 Building $439,300 | $991,500 (+87.08%) Land $552,200 Building $439,300 | |
| 2025 | $17,638.00 (+3.93%) | $530,000 Land $375,600 Building $154,400 | $530,000 Land $375,600 Building $154,400 |
| 2024 | $16,971.00 | ||
| 2023 | $530,000 Land $375,600 Building $154,400 | $530,000 Land $375,600 Building $154,400 | |
| 2022 | $16,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Andre Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Andre Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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