437 Regency St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 437 Regency St, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,431 sqft · built 2023
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$724,900 (Nov 2023)
Tax Bill	$7,348 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
APN	`0394004000060`

Property Details

APN / Parcel Number

Primary APN	`0394004000060`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,431 sqft Living Area
1st Floor Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	455 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	437 REGENCY ST
City	CHESAPEAKE
State	VA
Zip	23320-6156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	LOT 6 HAVEN AT CENTERVILLE PH TWO 0.189AC
Legal Subdivision	CAMDEN HAVEN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5007
Census Tract	20804

Owner

Source: Chesapeake City assessment roll, APN 0394004000060, as of August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	437 REGENCY ST, CHESAPEAKE, VA 23320-6156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Deed Document Number	202323671
Deed Book / Page	10707 / 1735
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 15, 2023
Property Address	437 REGENCY ST, CHESAPEAKE, VA 23320-6156
Document Number	10707/1735
Book / Page	10707 / 1735
Instrument Date	Oct 12, 2023
Instrument	230023671
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 REGENCY ST, CHESAPEAKE, VA 23320-6156

Mortgage

Document Number	0230023672
Date	Nov 15, 2023
Instrument	230023672

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll as of August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,348.00	$727,500 (+315.71%) Land $185,000 Building $542,500	$727,500 (+315.71%) Land $185,000 Building $542,500
2023		$175,000 Land $175,000	$175,000 Land $175,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208045, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 87% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 28 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100