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425 Regency St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 425 Regency St, Chesapeake, VA 23320 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,450 sqft · built 2024
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on File
Last Sale$779,000 (Jul 2026)
Tax Bill$7,342 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2024 Line of Credit
APN0394004000090

Property Details

APN / Parcel Number

Primary APN0394004000090

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,450 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address425 REGENCY ST
CityCHESAPEAKE
StateVA
Zip23320-6156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 HAVEN AT CENTERVILLE PH TWO 0.189AC
Legal SubdivisionCAMDEN HAVEN
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5007
Census Tract20804

Owner

Source: Chesapeake City records · APN 0394004000090

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 REGENCY ST, CHESAPEAKE, VA 23320-6156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Deed, Transfer · VA Mortgage
PLANET HOME LENDING
Mar 01, 2024Deed of Trust, Mortgage · Line of Credit
TOWNEBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2026 · Amount on Record
Deed SaleJul 02, 2026 · Amount on Record
Prior SaleMay 29, 2024 · Amount on Record
Deed Document Number202617195
Deed Book / Page10997 / 1507
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 02, 2026
Property Address425 REGENCY ST, CHESAPEAKE, VA 23320-6156
Document Number0000017195
Book / Page10997 / 1507
Instrument DateJun 26, 2026
Instrument202617195
Transaction TypeTransfer
Record UpdatedJul 16, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$78,679.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 REGENCY ST, CHESAPEAKE, VA 23320-6156

Mortgage

Document Number0000017196,
DateJul 02, 2026
Instrument202617196
Lender
NamePLANET HOME LENDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address425 REGENCY ST, CHESAPEAKE, VA 23320-6156
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010730/490
DateMar 01, 2024
Book Page10730/490
Instrument240003920
Lender
NameTOWNEBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,342.00 (+3.13%)$726,900 Land $185,000 Building $541,900$726,900 Land $185,000 Building $541,900
2024$7,119.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208045, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 100 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
2 under condo master policies
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 58% of the US · above 87% of Virginia
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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