420 Regency St, Chesapeake, VA 23320 Property Records

State of Virginia property record for 420 Regency St, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,431 sqft · built 2024
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on Record
Last Sale$756,719 (Jun 2024)
Tax Bill$7,330 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2024 Line of Credit
APN0394004000960

Property Details

APN / Parcel Number

Primary APN0394004000960

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,431 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address420 REGENCY ST
CityCHESAPEAKE
StateVA
Zip23320-6156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionLOT 96 HAVEN AT CENTERVILLE PH TWO 0.189AC
Legal SubdivisionCAMDEN HAVEN
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5007
Census Tract20804

Owner

Source: State of Virginia records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 REGENCY ST, CHESAPEAKE, VA 23320-6156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 1, 2024Deed of Trust, Mortgage · Line of Credit
TOWNEBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Deed Document Number202412893
Deed Book / Page10762 / 881
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 30, 2026
Property Address420 REGENCY ST, CHESAPEAKE, VA 23320-6156
Document Number0000016745
Book / Page10995 / 1936
Instrument DateJun 23, 2026
Instrument202616745
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 REGENCY ST, CHESAPEAKE, VA 23320-6156

Mortgage

Document Number0000016745,
DateJun 30, 2026
Book Page10995/1936
Instrument202616745
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.53%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address420 REGENCY ST, CHESAPEAKE, VA 23320-6156
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010730/490
DateMar 1, 2024
Book Page10730/490
Instrument240003920
Lender
NameTOWNEBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: State of Virginia assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$743,500 (+2.45%) Land $210,000 Building $533,500$743,500 (+2.45%) Land $210,000 Building $533,500
2025$7,330.00$725,700 Land $185,000 Building $540,700$725,700 Land $185,000 Building $540,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
incl. 2 condo units
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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