Chesapeake City property record for 503 Regency St, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 5 bd · 4 ba · 3,431 sqft · built 2023 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $768,362 (Jul 2023) |
| Tax Bill | $6,394 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2023 Sale & Mortgage |
| APN | 0394004000020 |
| Primary APN | 0394004000020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,431 sqft Total Area |
| 1st Floor Area | 1,565 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 707 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 503 REGENCY ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6157 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 2 HAVEN AT CENTERVILLE PH 1 0.253AC |
| Legal Subdivision | CAMDEN HAVEN |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 20804 |
503 Regency St is owned by two individuals who bought it in July 2023.
Source: Chesapeake City records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 REGENCY ST, CHESAPEAKE, VA 23320-6157 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Jul 26, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Deed Document Number | 202315768 |
| Deed Book / Page | 10681 / 1913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 2, 2026 |
| Property Address | 503 REGENCY ST, CHESAPEAKE, VA 23320-6157 |
| Document Number | 0000017131 |
| Book / Page | 10997 / 950 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202617131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 503 REGENCY ST, CHESAPEAKE, VA 23320-6157 |
| Document Number | 0000017131, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 10997/950 |
| Instrument | 202617131 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 26, 2023 |
| Property Address | 503 REGENCY ST, CHESAPEAKE, VA 23320-6157 |
| Document Number | 10681/1913 |
| Book / Page | 10681 / 1913 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 230015768 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 REGENCY ST, CHESAPEAKE, VA 23320-6157 |
| Document Number | 0230015769 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 230015769 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,800 (+1.3%) Land $205,000 Building $543,800 | $748,800 (+1.3%) Land $205,000 Building $543,800 | |
| 2025 | $739,200 Land $185,000 Building $554,200 | $739,200 Land $185,000 Building $554,200 | |
| 2023 | $6,394.00 | $633,100 (+322.07%) Land $175,000 Building $458,100 | $633,100 (+322.07%) Land $175,000 Building $458,100 |
| 2022 | $150,000 Land $150,000 | $150,000 Land $150,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 503 Regency St; there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 503 Regency St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 80% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
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