433 Regency St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 433 Regency St, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3 ba · 2,742 sqft · built 2023
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$616,640 (Jan 2024)
Tax Bill	$6,436 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
APN	`0394004000070`

Property Details

APN / Parcel Number

Primary APN	`0394004000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,694 sqft Total Area
1st Floor Area	5,055 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 REGENCY ST
City	CHESAPEAKE
State	VA
Zip	23320-6156
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15S: RESI
Legal Description	LOT 7 HAVEN AT CENTERVILLE PH TWO 0.189AC
Legal Subdivision	CAMDEN HAVEN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5007
Census Tract	20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 REGENCY ST, CHESAPEAKE, VA 23320-6156
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Deed Document Number	2024976
Deed Book / Page	10719 / 1944
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 18, 2024
Property Address	433 REGENCY ST, CHESAPEAKE, VA 23320-6156
Document Number	10719/1944
Book / Page	10719 / 1944
Instrument Date	Dec 7, 2023
Instrument	240000976
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 REGENCY ST, CHESAPEAKE, VA 23320-6156

Mortgage

Document Number	0240000977
Date	Jan 18, 2024
Instrument	240000977

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2054

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,000 (+1.22%) Land $205,000 Building $440,000	$645,000 (+1.22%) Land $205,000 Building $440,000
2025	$6,436.00	$637,200 (+264.11%) Land $185,000 Building $452,200	$637,200 (+264.11%) Land $185,000 Building $452,200
2023		$175,000 Land $175,000	$175,000 Land $175,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100