Monmouth County and Middletown Township property record for 437 Locust Point Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 7,301 sqft · built 1908 |
| Lot Size | 3.23 acres (141,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (May 1989) |
| Tax Bill | $55,770 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00841-0000-00018 |
| Primary APN | 32-00841-0000-00018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 7,301 sqft Living Area |
| 1st Floor Area | 3,420 sqft |
| Upper Floors Area | 2,576 sqft |
| Basement Area | 2,425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 141,134 sqft |
| Garage Area | 708 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 408 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 947 |
|---|---|
| Street Address | 437 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110 |
| Legal Description | ADDITIONAL LOTS: 18.01 (LICENSE) |
| Legal Block | 841 |
| Legal Lot Number | 18 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records · APN 32-00841-0000-00018
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 LOCUST POINT RD, RUMSON, NJ 07760-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 1989 · Amount on Record |
| Deed Sale | May 10, 1989 · Amount on Record |
| Deed Book / Page | 4932 / 156 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,200,000 (-7.39%) Land $2,263,100 Building $936,900 | $3,200,000 (-7.39%) Land $2,263,100 Building $936,900 | |
| 2025 | $55,770.00 (+9.44%) | $3,455,400 (+27.04%) Land $1,978,600 Building $1,476,800 | $3,455,400 (+27.04%) Land $1,978,600 Building $1,476,800 |
| 2024 | $50,960.00 (+1.85%) | ||
| 2023 | $2,720,000 Land $1,580,100 Building $1,139,900 | $2,720,000 Land $1,580,100 Building $1,139,900 | |
| 2022 | $50,036.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258009001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1984–2012) |
| Claims Outside the SFHA | 9 of 13 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 45 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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