Monmouth County and Middletown Township property record for 423 Locust Point Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 11,375 sqft · built 1908 |
| Lot Size | 3.36 acres (146,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,660 (Apr 2013) |
| Tax Bill | $97,481 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00841-0000-00021 |
| Primary APN | 32-00841-0000-00021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 11,375 sqft Living Area |
| 1st Floor Area | 5,726 sqft |
| Upper Floors Area | 3,434 sqft |
| Basement Area | 3,845 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 146,797 sqft |
| Garage Area | 1,416 sqft |
| Parking Spaces | 11 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 320 sqft |
| Greenhouse | 360 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 787 |
|---|---|
| Street Address | 423 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 841 |
| Legal Lot Number | 21 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records · APN 32-00841-0000-00021
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 LOCUST POINT RD, RUMSON, NJ 07760-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2013 · Amount on Record |
| Deed Sale | Apr 19, 2013 · Amount on Record |
| Prior Sale | Dec 15, 1983 · Amount on Record |
| Deed Document Number | 201343454 |
| Deed Book / Page | 9008 / 8919 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,432,600 (+6.51%) Land $3,023,000 Building $3,409,600 | $6,432,600 (+6.51%) Land $3,023,000 Building $3,409,600 | |
| 2025 | $97,481.00 (+6.43%) | $6,039,700 (+7.9%) Land $2,661,100 Building $3,378,600 | $6,039,700 (+7.9%) Land $2,661,100 Building $3,378,600 |
| 2024 | $91,593.00 (-10.25%) | ||
| 2023 | $5,597,600 Land $2,164,800 Building $3,432,800 | $5,597,600 Land $2,164,800 Building $3,432,800 | |
| 2022 | $102,056.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1984–2012) |
| Claims Outside the SFHA | 9 of 13 |
| Most Recent Claim | Oct 2012, rainfall accumulation, Hurricane Sandy |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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