Monmouth County and Middletown Township property record for 446 Locust Point Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,155 sqft · built 1998 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (Nov 2004) |
| Tax Bill | $29,664 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-0000-00060 |
| Primary APN | 32-00840-0000-00060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,155 sqft Living Area |
| 1st Floor Area | 2,924 sqft |
| Upper Floors Area | 1,350 sqft |
| Attic | Attic |
| Attic Area | 1,290 sqft |
| Basement Area | 2,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 110,207 sqft |
| Garage Area | 680 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 760 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 360 sqft |
| Patio Area | 854 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Old Parcel Number | 32004690000000152Q |
|---|---|
| Street Address | 446 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 840 |
| Legal Lot Number | 60 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records · APN 32-00840-0000-00060
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 LOCUST POINT RD, RUMSON, NJ 07760-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Feb 27, 2017 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2004 · Amount on Record |
| Deed Sale | Nov 03, 2004 · Amount on Record |
| Prior Sale | Aug 18, 1998 · Amount on Record |
| Deed Book / Page | 8412 / 4240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 446 LOCUST POINT RD, RUMSON, NJ 07760-2320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2025 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|---|
| Address | 446 LOCUST POINT RD, LOCUST, NJ 07760-2320 |
| Document Number | 0097557599 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 9755/7599 |
| Instrument | 2025072243 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 446 LOCUST POINT RD, RUMSON, NJ 07760-2320 |
| Document Number | 0000026559 |
| Book / Page | 009217 / 000312 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2017 |
| Title Company | CB TITLE COMPANY, CB TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 446 LOCUST POINT RD LOCUST NJ 077602320, LOCUST, NJ 07760-2320 |
| Document Number | 0000026559 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 009217/000312 |
| Instrument | 26559 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 601 OAKMONT LN # 300, WESTMONT, IL 60559-5532 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 12, 2032 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,108,200 (+14.71%) Land $1,016,600 Building $1,091,600 | $2,108,200 (+14.71%) Land $1,016,600 Building $1,091,600 | |
| 2025 | $29,664.00 (+4.61%) | $1,837,900 (+18.13%) Land $756,300 Building $1,081,600 | $1,837,900 (+18.13%) Land $756,300 Building $1,081,600 |
| 2024 | $28,356.00 (+2.91%) | ||
| 2023 | $1,555,800 Land $624,400 Building $931,400 | $1,555,800 Land $624,400 Building $931,400 | |
| 2022 | $27,555.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 49% of the US · above 67% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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