Monmouth County and Middletown Township property record for 426 Locust Point Rd, Rumson, NJ 07760
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 6 bd · 3.5 ba · 5,993 sqft · built 1923 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $27,803 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-0000-00064 |
| Primary APN | 32-00840-0000-00064 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,993 sqft Living Area |
| Gross Area | 6,033 sqft |
| 1st Floor Area | 2,231 sqft |
| Upper Floors Area | 2,243 sqft |
| Basement Area | 2,027 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,560 sqft |
| Garage Area | 910 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 352 sqft |
| Patio Area | 464 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 105 |
|---|---|
| Street Address | 426 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2320 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | R110 |
| Legal Block | 840 |
| Legal Lot Number | 64 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 662, RUMSON, NJ 07760-0662 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 22, 2026 |
| Property Address | 426 LOCUST POINT RD, RUMSON, NJ 07760-2320 |
| Document Number | 0000077301 |
| Book / Page | 9813 / 5828 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202677301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1417 YELLOW SPRINGS RD, CHESTER SPRINGS, PA 19425-1506 |
| Document Number | 0000077301, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 9813/5828 |
| Instrument | 202677301 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,933,600 (+12.25%) Land $900,000 Building $1,033,600 | $1,933,600 (+12.25%) Land $900,000 Building $1,033,600 | |
| 2025 | $27,803.00 (+2.83%) | $1,722,600 (+13.27%) Land $695,000 Building $1,027,600 | $1,722,600 (+13.27%) Land $695,000 Building $1,027,600 |
| 2024 | $27,037.00 (+0.18%) | ||
| 2023 | $1,520,800 Land $561,600 Building $959,200 | $1,520,800 Land $561,600 Building $959,200 | |
| 2022 | $26,989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1984–2012) |
| Claims Outside the SFHA | 9 of 13 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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