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  5. Locust Point Rd

430 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 430 Locust Point Rd, Rumson, NJ 07760 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,141 sqft · built 1938
Lot Size3.23 acres (141,134 sqft)
Owner2 Individual Names on File
Last Sale$1,600,000 (Aug 2025)
Tax Bill$19,484 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-00840-0000-00063-01

Property Details

APN / Parcel Number

Primary APN32-00840-0000-00063-01
Alternative APNs
  • 3200840000000063
  • 74

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,141 sqft Living Area
1st Floor Area3,141 sqft
Upper Floors Area576 sqft
Basement Area576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleCape Cod
Construction TypeFrame
Roof TypeGambrel
Roof MaterialOther
Lot Area141,134 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Patio Area312 sqft
Shed1 Shed
Shed Area800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number74
Street Address430 LOCUST POINT RD
CityRUMSON
StateNJ
Zip07760-2320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMIDDLETOWN
Legal Block840
Legal Lot Number63.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1004
Census Tract800900

Owner

Source: Monmouth County and Middletown Township records · APN 32-00840-0000-00063-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address430 LOCUST POINT RD, RUMSON, NJ 07760-2320
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 05, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
1ST CONSTITUTION BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleOct 05, 2021 · Amount on Record
Deed Document Number202567627
Deed Book / Page9753 / 1718
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateApr 22, 2026
Property Address430 LOCUST POINT RD, RUMSON, NJ 07760-2320
Document Number0000033392
Book / Page9790 / 2637
Instrument DateApr 11, 2026
Instrument202633392
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 LOCUST POINT RD, RUMSON, NJ 07760-2320

Mortgage

Document Number0000033392,
DateApr 22, 2026
Book Page9790/2637
Instrument202633392
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateOct 05, 2021
Property Address430 LOCUST POINT RD, RUMSON, NJ 07760-2320
Document Number0095485984
Book / Page9548 / 5984
Instrument DateSep 28, 2021
Instrument2021147764
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyTRIDENT ABSTRACT TTL AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,612.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 CAMP EIGHT RD, 10, BLUFFTON, SC 29910-8020

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address430 LOCUST POINT ROAD, MIDDLETOWN, NJ 07748

Mortgage

Document Number2021147765
DateOct 05, 2021
Instrument2021147765
Lender
Name1ST CONSTITUTION BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,493,100 (+23.68%) Land $1,076,000 Building $417,100$1,493,100 (+23.68%) Land $1,076,000 Building $417,100
2025$19,484.00 (+8.58%)$1,207,200 (+23.33%) Land $793,900 Building $413,300$1,207,200 (+23.33%) Land $793,900 Building $413,300
2024$17,944.00 (+4.19%)
2023$978,800 Land $658,600 Building $320,200$978,800 Land $658,600 Building $320,200
2022$17,223.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1984–2012)
Claims Outside the SFHA9 of 13
Most Recent ClaimOct 2012, rainfall accumulation, Hurricane Sandy
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 7 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 65% of New Jersey
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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