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437 E Ruth St, Sidney, OH 45365 Property Records

Shelby County property record for 437 E Ruth St, Sidney, OH 45365 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1957
Square Footage1,296 sqft Living Area
Lot Size10,950 sqft (0.251 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2021)
Tax Bill$1,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-1824478.018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,296 sqft Living Area
1st Floor1,296 sqft 1st Floor
Basement Area1,296 sqft Basement
Unfinished Basement1,296 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame Construction
Roof MaterialShingle Roof
Lot Area10,950 sqft (0.251 acres)
Depth X Width150 ft x 73 ft Depth x Width
Garage TypeBasement Garage

Exterior Amenities

Shed1 Shed
Shed Area96 sqft Shed
Patio Area545 sqft Patio
Porch Area44 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address437 E RUTH ST
CitySIDNEY
StateOH
Zip45365-1622
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2724 NORTHLAWN SUB OF RUTH DR CITY OF SIDNEY 020-18-24-478-018
Legal SubdivisionNORTHLAWN SUBDIVISION
Legal Lot Number2724
JurisdictionSHELBY OH
Minor Civil DivisionCLINTON
Census Blockgroup3
Census Block3008
Census Tract972100

Owner

Source: Shelby County records · APN 01-1824478.018

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address437 E RUTH ST, SIDNEY, OH 45365-1622
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Mar 09, 2018Warranty Deed, Transfer
MIAMI COUNTY TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2021 · Amount on Record
Deed SaleAug 02, 2021 · Amount on Record
Prior SaleMar 09, 2018 · Amount on Record
Deed Doc Number20215348
Deed Book / Page2301 / 651
Prior Transfer DateDec 07, 2015
Prior Transfer Doc002016/224
Record RefreshedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateAug 02, 2021
Property Address437 E RUTH ST, SIDNEY, OH 45365-1622
Document Number2301/651
Book / Page2301 / 651
Instrument DateJul 30, 2021
Instrument202100005348
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 E RUTH ST, SIDNEY, OH 45365-1622

Mortgage

Document Number202100005349
DateAug 02, 2021
Instrument202100005349
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateMar 09, 2018
Property Address437 E RUTH ST, SIDNEY, OH 45365-1622
Document Number002120/494
Book / Page2120 / 494
Instrument DateMar 06, 2018
Instrument201800001159
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyMIAMI COUNTY TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 E RUTH ST, SIDNEY, OH 45365-1622

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionClinton Township
MunicipalitySidney City
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,872.00 (-5.93%)$56,560 (-) Land $12,480 Building $44,080
2024$1,990.00 (-2.21%) Homeowner's exemption$56,560 (-) Land $12,480 Building $44,080
2023$2,035.00 (+5.99%) Homeowner's exemption$56,560 (+19.78%) Land $12,480 Building $44,080$161,580 (+19.77%) Land $35,650 Building $125,930
2022$1,920.00 Homeowner's exemption$47,220 Land $9,940 Building $37,280
2020$134,910 Land $28,400 Building $106,510

Flood & Wildfire

437 E Ruth St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Shelby County (39149C), updated January 21, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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