431 E Ruth St, Sidney, OH 45365 Property Records

Shelby County property record for 431 E Ruth St, Sidney, OH 45365 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1964
Square Footage	2,664 sqft Living Area
Lot Size	10,950 sqft (0.251 acres)
Occupancy	Owner Occupied
Last Sale	$112,800 (2014)
Tax Bill	$2,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-1824478.017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,664 sqft Living Area
1st Floor	1,092 sqft 1st Floor
Upper Floors	1,092 sqft Upper Floors
Basement Area	1,092 sqft Basement
Finished Basement	1,092 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Brick Construction
Roof Material	Shingle Roof
Lot Area	10,950 sqft (0.251 acres)
Depth X Width	150 ft x 73 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	360 sqft Garage
Porch Area	252 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	431 E RUTH ST
City	SIDNEY
State	OH
Zip	45365-1622
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2725 WHOLE NORTHLAWN SUBDIVISION CITY OF SIDNEY 020-18-24-478-017PLAT V5 P15
Legal Subdivision	NORTHLAWN SUBDIVISION
Legal Lot Number	2725
Jurisdiction	SHELBY OH
Minor Civil Division	CLINTON
Census Blockgroup	3
Census Block	3008
Census Tract	972100

Owner

Source: Shelby County records · APN 01-1824478.017

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 E RUTH ST, SIDNEY, OH 45365-1622
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2014 · Amount on Record
Deed Sale	Nov 05, 2014 · Amount on Record
Deed Doc Number	20145077
Deed Book / Page	1971 / 255
Prior Transfer Date	Mar 27, 2013
Prior Transfer Doc	001908/164
Record Refreshed	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	431 E RUTH ST, SIDNEY, OH 45365-1622
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E RUTH ST, SIDNEY, OH 45365-1622

Mortgage

Document Number	02316/2578
Date	Sep 11, 2023
Book Page	2316/2578
Instrument	202304045

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (-5.92%)	$71,510 (-) Land $12,480 Building $59,030
2024	$2,499.00 (-5.13%) Homeowner's exemption	$71,510 (-) Land $12,480 Building $59,030
2023	$2,634.00 (+15.78%) Homeowner's exemption	$71,510 (+31.79%) Land $12,480 Building $59,030	$204,320 (+31.8%) Land $35,650 Building $168,670
2022	$2,275.00 Homeowner's exemption	$54,260 Land $9,940 Building $44,320
2020			$155,020 Land $28,400 Building $126,620

Flood & Wildfire

431 E Ruth St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Shelby County (39149C), updated January 21, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.