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425 E Ruth St, Sidney, OH 45365 Property Records

Shelby County property record for 425 E Ruth St, Sidney, OH 45365 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1964
Square Footage1,948 sqft Living Area
Lot Size10,950 sqft (0.251 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2016)
Tax Bill$1,965.00 (2025)

Owner

Source: Shelby County records · APN 01-1824478.016

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address425 E RUTH ST, SIDNEY, OH 45365-1622
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 04, 2022Deed of Trust, Mortgage · Line of Credit
FIRST BANK RICHMOND NA
Dec 08, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
WESTERN OHIO MORTGAGE CORP
Dec 17, 2018Deed of Trust, Mortgage · Line of Credit
UNIVERSAL 1 CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2016 · Amount on Record
Deed SaleJul 27, 2016 · Amount on Record
Prior SaleMar 30, 1999 · Amount on Record
Deed Doc Number20164189
Deed Book / Page2045 / 337
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address425 E RUTH ST, SIDNEY, OH 45365-1622
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E RUTH ST, SIDNEY, OH 45365-1622

Mortgage

Document Number02308/5340
DateMay 04, 2022
Book Page2308/5340
Instrument202202546
Lender
NameFIRST BANK RICHMOND NA
TypeBank
AddressSIDNEY, OH 45365
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 25, 2032

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address425 E RUTH ST, SIDNEY, OH 45365-1622
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2258/465
DateDec 08, 2020
Book Page2258/465
Instrument202000007723
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
AddressSIDNEY, OH 45365
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address425 E RUTH ST, SIDNEY, OH 45365-1622
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2153/481
DateDec 17, 2018
Book Page2153/481
Instrument201800006364
Lender
NameUNIVERSAL 1 CU
TypeCredit Union
AddressDAYTON, OH 45409
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 16, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionClinton Township
MunicipalitySidney City
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,965.00 (-5.94%)$60,450 (-) Land $12,480 Building $47,970
2024$2,089.00 (-2.25%) Homeowner's exemption$60,450 (-) Land $12,480 Building $47,970
2023$2,137.00 (+16.14%) Homeowner's exemption$60,450 (+31.24%) Land $12,480 Building $47,970$172,700 (+31.23%) Land $35,650 Building $137,050
2022$1,840.00 Homeowner's exemption$46,060 Land $9,940 Building $36,120
2020$131,600 Land $28,400 Building $103,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (39149C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN01-1824478.016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,948 sqft Living Area
1st Floor1,372 sqft 1st Floor
Basement Area686 sqft Basement
Finished Basement686 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame Construction
Roof MaterialShingle Roof
Lot Area10,950 sqft (0.251 acres)
Depth X Width150 ft x 73 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area540 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Deck Area360 sqft Deck
Patio Area48 sqft Patio
Porch Area174 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address425 E RUTH ST
CitySIDNEY
StateOH
Zip45365-1622
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2726 NORTHLAWN SUB RUTH DR CITY OF SIDNEY 020-18-24-478-016
Legal SubdivisionNORTHLAWN SUBDIVISION
Legal Lot Number2726
JurisdictionSHELBY OH
Minor Civil DivisionCLINTON
Census Blockgroup3
Census Block3008
Census Tract972100

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