436 Bay Rd, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 436 Bay Rd, Andover, NH 03216

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 2,778 sqft · built 2004
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Trust Names on File
Last Sale	$382,000 (Apr 2021)
Tax Bill	$7,643 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00004 B:000522 L:000086`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00004 B:000522 L:000086`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,778 sqft Living Area
Gross Area	3,472 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	99,752 sqft (2.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	436 BAY RD
City	ANDOVER
State	NH
Zip	03216-3600
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	FA F
Legal Block	522
Legal Lot Number	86
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2068
Census Tract	42500

Owner

436 Bay Rd, a residential property, is owner-occupied and held in a trust since August 2023.

Source: Merrimack County and Andover Town records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	436 BAY RD, ANDOVER, NH 03216-3600
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit GRANITE ST CU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GRANITE ST CU
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit GRANITE ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Deed Document Number	2021202100011295
Deed Book / Page	3736 / 1553
Last Transfer Date	Aug 7, 2023
Transfer Doc	0000011027
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Aug 7, 2023
Property Address	436 BAY RD, ANDOVER, NH 03216-3600
Document Number	0000011027
Book / Page	3833 / 1510
Instrument Date	Aug 7, 2023
Instrument	202300011027
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 BAY RD, ANDOVER, NH 03216-3600

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Apr 30, 2021
Property Address	436 BAY RD, ANDOVER, NH 03216-3600
Document Number	202100011295
Book / Page	3736 / 1553
Instrument Date	Apr 30, 2021
Instrument	202100011295
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 HOLTON ST, WINCHESTER, MA 01890-1125

Mortgage

Document Number	202100011296
Date	Apr 30, 2021
Instrument	202100011296

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	436 BAY RD, ANDOVER, NH 03216-3600
Document Number	0036852878
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 BAY RD ANDOVER NH 032163600, ANDOVER, NH 03216-3600

Mortgage

Document Number	0036852878
Date	Jul 15, 2020
Book Page	003685/002878
Instrument	14204

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH 03108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2030

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	436 BAY RD, ANDOVER, NH 03216-3600
Document Number	0036822936
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 BAY RD ANDOVER NH 032163600, ANDOVER, NH 03216-3600

Mortgage

Document Number	0036822936
Date	Jun 25, 2020
Book Page	003682/002936
Instrument	12526

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH 03108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	436 BAY RD, ANDOVER, NH 03216-3600
Document Number	0036062947
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 BAY RD ANDOVER NH 032163600, ANDOVER, NH 03216-3600

Mortgage

Document Number	0036062947
Date	Sep 5, 2018
Book Page	003606/002947
Instrument	15937

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 4, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 436 Bay Rd was $7,643.

Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,643.00	$521,700 Land $94,900 Building $426,800
2023	$6,047.00 (+8.29%)	$263,500 (-) Land $62,100 Building $201,400	$404,890
2022	$5,584.00	$263,500 Land $62,100 Building $201,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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