435 Bay Rd, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 435 Bay Rd, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,553 sqft · built 1792
Lot Size	19 acres (827,640 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Mar 2018)
Tax Bill	$7,327 (2025)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone A (high risk)
APN	`ANDV M:00004 B:000620 L:000092`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00004 B:000620 L:000092`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,553 sqft Living Area
Gross Area	4,790 sqft

Exterior

Year Built	Built 1792
Effective Year Built	Effective 1792
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	827,640 sqft (19 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	435 BAY RD
City	ANDOVER
State	NH
Zip	03216-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA F
Legal Block	620
Legal Lot Number	92
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2050
Census Tract	42500

Owner

435 Bay Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Merrimack County and Andover Town records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 BAY RD, ANDOVER, NH 03216-3601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Prior Sale	May 30, 2000 · Amount on File
Deed Document Number	20183964
Deed Book / Page	3588 / 878
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Jun 9, 2020
Property Address	435 BAY RD, ANDOVER, NH 03216-3601
Document Number	0036801128
Book / Page	003680 / 001128
Instrument Date	Jun 9, 2020
Instrument	11006
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BRADLEE RD MARBLEHEAD MA 019452625, MARBLEHEAD, MA 01945-2625

Tax Assessment & Valuation

The 2025 property tax bill for 435 Bay Rd was $7,327.

Source: Merrimack County and Andover Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,327.00	$500,163 Land $143,263 Building $356,900
2023	$6,065.00 (+10.55%)	$264,249 (+2.08%) Land $91,849 Building $172,400	$412,680
2022	$5,486.00	$258,873 Land $86,473 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Bay Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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