Merrimack County and Andover Town property record for 402 Bay Rd, Andover, NH 03216
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 729 sqft · built 1965 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Dec 2005) |
| Tax Bill | $3,371 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDV M:00004 B:000605 L:000037 |
| Primary APN | ANDV M:00004 B:000605 L:000037 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 729 sqft Living Area |
| Gross Area | 1,345 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 402 BAY RD |
|---|---|
| City | ANDOVER |
| State | NH |
| Zip | 03216-3600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA F |
| Legal Block | 605 |
| Legal Lot Number | 37 |
| Jurisdiction | ANDOVER TOWN NH |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 42500 |
402 Bay Rd is owned by two individuals who bought it in December 2005.
Source: Merrimack County and Andover Town records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 131, ANDOVER, NH 03216-0131 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2005 · Amount on File |
| Deed Sale | Dec 14, 2005 · Amount on File |
| Prior Sale | Dec 14, 2005 · Amount on File |
| Deed Book / Page | 2851 / 1017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER TOWN NH |
| Property Address | 402 BAY RD, ANDOVER, NH 03216-3600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016534 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 3745/2840 |
| Instrument | 202100016534 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 402 Bay Rd was $3,371.
Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Andover Town |
| Elementary School District | Andover School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,371.00 | $230,100 Land $97,500 Building $132,600 | |
| 2023 | $3,034.00 (+8.32%) | $132,200 (-) Land $63,000 Building $69,200 | $246,525 |
| 2022 | $2,801.00 | $132,200 Land $63,000 Building $69,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2006–2007) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Bay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NH Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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