Merrimack County and Andover Town property record for 424 Bay Rd, Andover, NH 03216
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,778 sqft · built 2015 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,758 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDV M:00004 B:000507 L:000061 |
| Primary APN | ANDV M:00004 B:000507 L:000061 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 3,250 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 424 BAY RD |
|---|---|
| City | ANDOVER |
| State | NH |
| Zip | 03216-3600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA F |
| Legal Block | 507 |
| Legal Lot Number | 61 |
| Jurisdiction | ANDOVER TOWN NH |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 42500 |
424 Bay Rd is owned and occupied by two individuals.
Source: Merrimack County and Andover Town records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 BAY RD, ANDOVER, NH 03216-3600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER TOWN NH |
| Property Address | 424 BAY RD, ANDOVER, NH 03216-3600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100009140 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 3732/2392 |
| Instrument | 202100009140 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | May 1, 2034 |
The 2025 property tax bill for 424 Bay Rd was $6,758.
Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Andover Town |
| Elementary School District | Andover School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,758.00 | $461,300 Land $113,000 Building $348,300 | |
| 2023 | $5,765.00 (+8.3%) | $251,200 (-) Land $69,900 Building $181,300 | $317,965 |
| 2022 | $5,323.00 | $251,200 Land $69,900 Building $181,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Bay Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2006–2007) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Bay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NH Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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