405 Bay Rd, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 405 Bay Rd, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,538 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Sep 2022)
Tax Bill	$5,428 (2025)
Deeds & Mortgages	Mar 2024 Sale Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00004 B:000627 L:000037`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00004 B:000627 L:000037`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,538 sqft Living Area
Gross Area	2,807 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	405 BAY RD
City	ANDOVER
State	NH
Zip	03216-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA F
Legal Block	627
Legal Lot Number	37
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2057
Census Tract	42500

Owner

Source: Merrimack County and Andover Town records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	411 BAY RD, ANDOVER, NH 03216-3601
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer
Sep 20, 2022	Warranty Deed, Transfer
May 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202218188
Deed Book / Page	3806 / 809
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Mar 15, 2024
Property Address	405 BAY RD, ANDOVER, NH 03216-3601
Document Number	0000003292
Book / Page	3851 / 1214
Instrument Date	Mar 15, 2024
Instrument	202400003292
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BRADLEY LAKE RD, ANDOVER, NH 03216-3501

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Sep 20, 2022
Property Address	405 BAY RD, ANDOVER, NH 03216-3601
Document Number	0000018188
Book / Page	3806 / 809
Instrument Date	Sep 14, 2022
Instrument	202200018188
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BRADLEY LAKE RD, ANDOVER, NH 03216-3501

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	May 4, 2020
Property Address	405 BAY RD, ANDOVER, NH 03216-3601
Document Number	0036750306
Book / Page	003675 / 000306
Instrument Date	Apr 5, 2020
Instrument	8143
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	32 SAVOY RD FRAMINGHAM MA 017013225, FRAMINGHAM, MA 01701-3225

Tax Assessment & Valuation

Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,428.00 (+55%)	$370,500 (+142.79%) Land $165,700 Building $204,800
2023	$3,502.00 (+8.29%)	$152,600 (-) Land $62,900 Building $89,700	$360,145
2022	$3,234.00	$152,600 Land $62,900 Building $89,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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