435 Saint Cloud Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 435 Saint Cloud Ct, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Details	built 2018
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Nov 2017)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A-03-456`

Property Details

APN / Parcel Number

Primary APN	`049A-03-456`
Alternative APNs	`C0009549` `251505`

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	435 SAINT CLOUD CT
City	BOWLING GREEN
State	KY
Zip	42101-5501
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Subdivision	NORTH RIDGE
Legal Lot Number	456
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1000
Census Tract	11701

Owner

Source: Warren County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 8, 2017	Deed, Transfer UPLAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	2017951730
Deed Book / Page	1150 / 915
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	435 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3477/782
Date	Jul 29, 2024
Book Page	M3477/782
Instrument	2062118

Lender

Name	TRUIST BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	435 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3171/240
Date	Jul 20, 2021
Book Page	M3171/240
Instrument	1200536

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Nov 8, 2017
Property Address	435 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Document Number	0D1150/915
Book / Page	D1150 / 915
Instrument Date	Nov 2, 2017
Instrument	951730
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1190 LOUISVILLE RD102, BOWLING GREEN, KY 42101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 N COLLEGE ST, AUBURN, KY 42206-5315

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (+14.3%)	$179,300 (+17.96%)	$179,300 (+17.96%)
2023	$1,462.00	$152,000	$152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, North Central Communications.

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