447 Saint Cloud Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 447 Saint Cloud Ct, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Jul 2025)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`049A-03-454`

Property Details

APN / Parcel Number

Primary APN	`049A-03-454`
Alternative APNs	`H0025937` `266591`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Account Number	H0025937
Street Address	447 SAINT CLOUD CT
City	BOWLING GREEN
State	KY
Zip	42101-5501
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT:454 SUBD:NORTH RIDGE
Legal Subdivision	NORTH RIDGE
Legal Lot Number	454
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1000
Census Tract	11701

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	447 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jan 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	2112904
Deed Book / Page	D1325 / 247
Record Updated	Jun 8, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 7, 2025
Property Address	447 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Document Number	0D1325/247
Book / Page	D1325 / 247
Map Reference	MB 42 PG 30&31
Instrument Date	Jul 2, 2025
Instrument	2112904
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 ADALYNN WAY, BOWLING GREEN, KY 42104-7940

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	447 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501

Mortgage

Document Number	0002112908
Date	Jul 7, 2025
Instrument	2112908

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Mortgage

Document Number	0M3561/678
Date	Jul 7, 2025
Book Page	M3561/678
Instrument	2112928

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2035

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 9, 2018
Property Address	447 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Document Number	0D1154/625
Book / Page	D1154 / 625
Map Reference	MB42 PG30-31
Instrument Date	Jan 5, 2018
Instrument	956451
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$155.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 LOUISVILLE RD, BOWLING GREEN, KY 42101-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00 (+12.95%)	$180,650 (+16.36%)	$180,650 (+16.36%)
2023	$1,490.00	$155,250	$155,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, North Central Communications.

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