429 Saint Cloud Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 429 Saint Cloud Ct, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Aug 2019)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A-03-457`

Property Details

APN / Parcel Number

Primary APN	`049A-03-457`
Alternative APNs	`R9915420` `288085`

Exterior

Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Account Number	R9915420
Street Address	429 SAINT CLOUD CT
City	BOWLING GREEN
State	KY
Zip	42101-5501
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT:457 SUBD:NORTH RIDGE
Legal Subdivision	NORTH RIDGE
Legal Lot Number	457
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1000
Census Tract	11701

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	429 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GERMAN AMERICAN BANK
Aug 26, 2019	Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
Apr 25, 2018	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	1098756
Deed Book / Page	D1191 / 303
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	429 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3149/196
Date	Jun 1, 2021
Book Page	M3149/196
Instrument	1192325

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	JASPER, IN 47546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Aug 26, 2019
Property Address	429 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Document Number	0D1191/303
Book / Page	D1191 / 303
Map Reference	MB 42 PG 30&31
Instrument Date	Aug 22, 2019
Instrument	1098756
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1335 HICKORY RIDGE RD, MOUNT EDEN, KY 40046-7055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	429 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501

Mortgage

Document Number	0001098757
Date	Aug 26, 2019
Instrument	1098757

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Apr 25, 2018
Property Address	429 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Document Number	0D1160/810
Book / Page	D1160 / 810
Map Reference	MB42 PG30-31
Instrument Date	Apr 24, 2018
Instrument	964090
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 LOUISVILLE RD, BOWLING GREEN, KY 42101-8438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,836.00 (+13.61%)	$198,900 (+17.07%)	$198,900 (+17.07%)
2023	$1,616.00	$169,900	$169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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