426 Saint Cloud Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 426 Saint Cloud Ct, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.7 acres (74,400 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Mar 2023)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049A-03-458`

Property Details

APN / Parcel Number

Primary APN	`049A-03-458`
Alternative APNs	`W6287600` `382627` `398428`

Exterior

Lot Area	74,400 sqft (1.7 acres)

Location & Zoning

Account Number	W6287600
Street Address	426 SAINT CLOUD CT
City	BOWLING GREEN
State	KY
Zip	42101-5501
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DELBERT WILLIAMS DIED 4/2/21
Legal Subdivision	NORTH RIDGE
Legal Lot Number	458
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1000
Census Tract	11701

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	426 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
Jul 13, 2021	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	1988079
Deed Book / Page	D1276 / 334
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Mar 8, 2023
Property Address	426 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Document Number	0D1276/334
Book / Page	D1276 / 334
Map Reference	MB 42 PG 30-31
Instrument Date	Mar 7, 2023
Instrument	1988079
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501

Mortgage

Document Number	0001988080
Date	Mar 8, 2023
Instrument	1988080

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 13, 2021
Property Address	426 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Document Number	0D1235/784
Book / Page	D1235 / 784
Map Reference	MB 42 PG 30&31
Instrument Date	Jul 8, 2021
Instrument	1199513
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 PLUM SPRINGS RD, 455, BOWLING GREEN, KY 42101-9165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501

Mortgage

Document Number	0001199514
Date	Jul 13, 2021
Instrument	1199514

Lender

Name	FIRST COMMONWEALTH MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,363.00 (+15.04%)	$261,400 (+18.28%)	$261,400 (+18.28%)
2023	$2,054.00 (+6.54%)	$221,000 (-)	$221,000 (-)
2022	$1,928.00	$221,000	$221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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