450 Saint Cloud Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 450 Saint Cloud Ct, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (May 2018)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A-03-462`

Property Details

APN / Parcel Number

Primary APN	`049A-03-462`
Alternative APNs	`K0009177` `272264`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Account Number	K0009177
Street Address	450 SAINT CLOUD CT
City	BOWLING GREEN
State	KY
Zip	42101-5501
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT:462 SUBD:NORTH RIDGE
Legal Subdivision	NORTH RIDGE
Legal Lot Number	462
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1000
Census Tract	11701

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	450 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 8, 2018	Deed, Subdivision Related Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Deed Document Number	965199
Deed Book / Page	D1161 / 705
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	450 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2953/481
Date	Feb 19, 2020
Book Page	M2953/481
Instrument	1132030

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	450 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3053/587
Date	Oct 29, 2020
Book Page	M3053/587
Instrument	1161405

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	May 8, 2018
Property Address	450 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501
Document Number	0D1161/705
Book / Page	D1161 / 705
Map Reference	MB42 PG30-31
Instrument Date	May 7, 2018
Instrument	965199
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1818 LOUISVILLE RD, BOWLING GREEN, KY 42101-1289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 SAINT CLOUD CT, BOWLING GREEN, KY 42101-5501

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+14.58%)	$184,000 (+15.07%)	$184,000 (+15.07%)
2023	$1,132.00 Homeowner's exemption Disabled Person's exemption	$159,900	$159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: North Central Communications.

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