Stephens County property record for 435 Oak Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,165 sqft · built 2010 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,116 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022C 031 |
| Primary APN | 022C 031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,165 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 700 sqft |
| Porch | Porch |
| Porch Area | 178 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 524905 |
|---|---|
| Old Parcel Number | 022C 031 |
| Street Address | 435 OAK DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 13 CURRAHEE OAKS S/D |
| Legal Subdivision | CURRAHEE OAKS |
| Legal Lot Number | 13 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970401 |
435 Oak Dr is owned and occupied by two individuals who acquired it in December 2009.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 OAK DR, TOCCOA, GA 30577-7264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2009 |
| Deed Sale | Dec 14, 2009 |
| Prior Sale | Jul 17, 2008 · Amount on File |
| Deed Document Number | 0000916101 |
| Deed Book / Page | 865 / 471 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 435 Oak Dr was $2,116 with exemptions applied, up 29% from the year before.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,116.00 (+29.02%) Homeowner's exemption Senior Citizen's exemption | $136,123 (+53.06%) Land $4,571 Building $131,552 | $340,308 (+53.06%) Land $11,427 Building $328,881 |
| 2024 | $1,640.00 (+15.41%) Homeowner's exemption Senior Citizen's exemption | $88,933 (+7.6%) Land $4,571 Building $84,362 | $222,332 (+7.6%) Land $11,427 Building $210,905 |
| 2023 | $1,421.00 (-38.59%) Homeowner's exemption | $82,653 (+6.3%) Land $4,571 Building $78,082 | $206,631 (+6.3%) Land $11,427 Building $195,204 |
| 2022 | $2,314.00 Homeowner's exemption | $77,753 Land $4,571 Building $73,182 | $194,381 Land $11,427 Building $182,954 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Oak Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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