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209 Oak Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 209 Oak Dr, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,864 sqft · built 1997
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Dec 2001)
Tax Bill$3,906 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN022C 023

Property Details

APN / Parcel Number

Primary APN022C 023
Alternative APN
  • 524550

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,864 sqft Heated Area
Basement Area1,122 sqft
Unfinished Basement1,122 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainGentle Slope
Garage Area588 sqft

Exterior Amenities

PorchPorch
Porch Area336 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number524550
Old Parcel Number022C 023
Street Address209 OAK DR
CityTOCCOA
StateGA
Zip30577-7200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 CURRAHEE OAKS S/D
Legal SubdivisionCURRAHEE OAKS
Legal Lot Number5
JurisdictionSTEPHENS GA
Township / Civil DivisionMARTIN-AVALON
Census Block Group2
Census Block2045
Census Tract970401

Owner

Source: Stephens County records · APN 022C 023

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address209 OAK DR, TOCCOA, GA 30577-7200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2017Deed of Trust, Mortgage · Line of Credit
OCONEE FED'L S&L ASSN
Sep 20, 2017Loan Modification, Mortgage · Conventional Mortgage
OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2001 · Amount on Record
Deed SaleDec 10, 2001 · Amount on Record
Deed Document Number0000531166
Record UpdatedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address209 OAK DR, TOCCOA, GA 30577-7200
Document Number0011390150
Book / Page001139 / 000150
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 OAK DR TOCCOA GA 305777200, TOCCOA, GA 30577-7200

Mortgage

Document Number0011390150
DateDec 22, 2017
Book Page001139/000150
Lender
NameOCONEE FED'L S&L ASSN
TypeFederal Savings Bank
AddressTOCCOA, GA 30577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 21, 2027
Interest
Rate TypeAdjustable Rate

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTEPHENS GA
Property Address209 OAK DR, TOCCOA, GA 30577-7200
Document Number0011320033
Book / Page001132 / 000033
Instrument DateSep 20, 2017
Transaction TypeMortgage
Record UpdatedDec 04, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011320033
DateSep 20, 2017
Book Page001132/000033
Lender
NameOCONEE FED'L S&L ASSN
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueSep 19, 2018

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,906.00 (+24.79%) Homeowner's exemption$174,182 (+62.54%) Land $4,530 Building $169,652$435,456 (+62.54%) Land $11,326 Building $424,130
2023$3,130.00 (+2.86%) Homeowner's exemption$107,160 (+4.82%) Land $4,530 Building $102,630$267,900 (+4.82%) Land $11,326 Building $256,574
2022$3,043.00 Homeowner's exemption$102,229 Land $4,530 Building $97,699$255,573 Land $11,326 Building $244,247

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579704012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 54% of Georgia
Wildfire LikelihoodAbout 1 in 877 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TruVista CommunicationsCable500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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