Stephens County property record for 382 Oak Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,114 sqft · built 2005 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Sep 2018) |
| Tax Bill | $2,577 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 022C 036 |
| Primary APN | 022C 036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,114 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Terrain | Gentle Slope |
| Garage Area | 488 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 525200 |
|---|---|
| Street Address | 382 OAK DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 18 CURRAHEE OAKS S/D |
| Legal Subdivision | CURRAHEE OAKS |
| Legal Lot Number | 18 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970401 |
Source: Stephens County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 382 OAK DR, TOCCOA, GA 30577-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OCONEE FEDERAL SAVINGS AND LOAN |
| Sep 20, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Prior Sale | Nov 23, 2016 |
| Deed Document Number | 0001160344 |
| Deed Book / Page | 1160 / 344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 382 OAK DR, TOCCOA, GA 30577-9218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 382 OAK DR, TOCCOA, GA 30577-9218 |
| Document Number | 0012810000000093 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 0000001281/0000000093 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 20, 2018 |
| Property Address | 382 OAK DR, TOCCOA, GA 30577-9218 |
| Document Number | 0011600344 |
| Book / Page | 1160 / 344 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018-001064 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 382 OAK DR, TOCCOA, GA 30577-9218 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,577.00 (+25.58%) Homeowner's exemption | $116,039 (+63.58%) Land $4,440 Building $111,599 | $290,097 (+63.58%) Land $11,099 Building $278,998 |
| 2023 | $2,052.00 (+3.38%) Homeowner's exemption | $70,937 (+6.36%) Land $4,440 Building $66,497 | $177,341 (+6.36%) Land $11,099 Building $166,242 |
| 2022 | $1,985.00 Homeowner's exemption | $66,694 Land $4,440 Building $62,254 | $166,733 Land $11,099 Building $155,634 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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